My IFA has asked me for my Belsize Park lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Belsize Park branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Belsize Park property lawyer . Most Belsize Park law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
I have a decision in principle. The lender mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would much rather use a Belsize Park based conveyancing firm?
Do check but the chances are that appoint one of their panel solicitors if you take up the "fee-free" deal. Call the mortgage company to see if they allow a monetary alternative. Some lenders have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Belsize Park.
I'm buying my first flat in Belsize Park with the aid of help to buy. The builders refused to budge the amount so I negotiated £7000 of additionals instead. The house builders rep advised me not disclose to my conveyancer about the extras as it could adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Belsize Park is where the house is located. Can you shed any light on this issue?
Flying freeholds in Belsize Park are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Belsize Park you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Belsize Park may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My business partner and I are looking to take an assignment of a lease of an office on a shopping parade. Can you recommend solicitors offering competitive fees for commercial conveyancing in Belsize Park for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Belsize Park, including the sale and purchase of businesses as well as simply premises. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can find you the right firm. As for the fees these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or phone us so that we can furnish you with a detailed commercial conveyancing calculation.
Are Belsize Park conveyancing solicitors duty bound by the Law Society to issue transparent conveyancing figures?
Inbuilt into the Solicitors Code of Conduct are prescriptive rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, constitute the Law Society’s view of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Belsize Park or beyond.