After what seems like an age a mortgage agreement from NatWest for the refinancing of my 3 bedroom maisonette is expected any day now. Can you suggest a cheap conveyancing lawyer in Swiss Cottage?
You have come to the wrong site to search for cut-price fees for conveyancing in Swiss Cottage. Our intention is to offer cost effective conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing brokers offering the bait of low cost conveyancing in Swiss Cottage. At best, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for extras and still not receive the service required.
My lawyer in Swiss Cottage is not listed on the HSBC Bank Solicitor Panel. Is it possible for me to use my family solicitor notwithstanding that they are excluded from the HSBC Bank panel?
Your options are as follows:
- Carry on with your existing Swiss Cottage solicitors but HSBC Bank will need to retain a conveyancer on their panel. This will inevitably rack up the total conveyancing fees as well as result in frustration.
- Find a new lawyer to to deal with the purchase, not forgetting to check they are HSBC Bank approved.
- Try to convince your HSBC Bank based solicitor to try to join the HSBC Bank panel
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Swiss Cottage?
There are two types of lawyers who can perform conveyancing in Swiss Cottage namely licenced conveyancers or solicitors. Both professionals handle the legal services that you need to complete the disposal or purchase of property. Both are required to handle Swiss Cottage conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that all necessary steps will be appropriately adhered to.
Can I be sure that the Swiss Cottage conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Swiss Cottage obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer handling your conveyancing.
After much negotiation I have agreed a price on an apartment in Swiss Cottage. My financial adviser pressured me to appoint their property lawyer. I paid an on account payment of £175. Shortly after, the conveyancing practitioner called me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Swiss Cottage?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Swiss Cottage. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I own a leasehold flat in Swiss Cottage. Conveyancing and Chelsea Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Swiss Cottage who previously acted has long since retired. Do I pay?
First make enquiries of the Land Registry to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. You do not need to instruct a Swiss Cottage conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
We have reached the end of our tether in seeking a lease extension in Swiss Cottage. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a absentee landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the price.
An example of a Lease Extension matter before the tribunal for a Swiss Cottage flat is Raised Ground Floor Flat 20 Fitzjohns Avenue in July 2014. the Tribunal decided that the premiums to be paid for new leases in respect of the Raised Ground Floor Flat and the First Floor Flat were to be calculated as: Raised Ground Floor: £765,175.14 First Floor: £601,617.77 This case affected 2 flats. The unexpired term was 16.83 and 16.43.
Can a conveyancer remove a person from the title of my property in Swiss Cottage ?
Subtracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer