We hope to to buy with Earl Shilton BS. We have called around locally but am unable to find a White City conveyancing firm on the Earl Shilton BS panel. Could you assist?
Feel free to make use of the search tool on this page. Pick the mortgage company and type White City or your preferred area and you will be presented with numerous conveyancers based in White City or near you.
is it true that all White City solicitor practices on the Leeds Building Society conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Leeds Building Society conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Some banks do list licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
Completion of my remortgage has taken place for my property in White City. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
After months of negotiation I have agreed a price on an apartment in White City. My financial adviser recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the property lawyer called me embarrassingly acknowledging that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Have purchased a a detached house in White City , how long should it take for the Land Registry to register my proprietorship? My White City conveyancing solicitor works at snail pace, so I want to check that my name is recorded.
There is nothing unique when it comes to conveyancing in White City registration formalities. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether it is in order and if the Land registry have to notify any interested parties. As of today approximately 80% of submission are completed within two weeks but occasionally there can be longer hold-ups. Registration occurs once the buyer is living at the property thus registration formalities is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer must speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. White City is the location of the property. Can you shed any light on this issue?
Flying freeholds in White City are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside White City you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in White City may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the will of my uncle I am disposing of a residence in Newport but I am based in White City. My lawyer (based 250 kilometers from mehas requested that I execute a stat dec prior to completion. Could you suggest a conveyancing solicitor in White City to attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are located in White City
My son is just in the process of moving home, the home loan was agreed last week in principle. After the seller agreed the offer on the house we telephoned the bank to progress the mortgage application. We were disappointed to hear that mortgage companies do not accept all property lawyer, they must be on their panel, is this right?
Lenders tend to imposes restrictions either the type or the number of conveyancing solicitors on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any White City lawyer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Probably not.