My lawyer in Cricklewood is not listed on the Chelsea Building Society Conveyancing Panel. Is it possible for me to use my prefered solicitor even though they are not on the Chelsea Building Society panel?
The limited options open to you here include:
- Carry on with your preferred Cricklewood lawyers but Chelsea Building Society will need to instruct a solicitor on their panel. This will inevitably rack up the total conveyancing charges and result in frustration.
- Get an alternative solicitor to to deal with the conveyancing, obviously checking they are on the Chelsea Building Society panel
I need some fast conveyancing in Cricklewood as I am under pressure to sign on the dotted line inside 4 weeks. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are are a cash buyer you are at liberty not to have searches conducted although no conveyancer would recommend that you don't. With lots of history conveyancing in Cricklewood the following are examples of what can arise and adversely affect future saleability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Road Schemes,...
I own a semi-detached Georgian house in Cricklewood. Conveyancing solicitor acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the matching address. Is it worth asking Accord Mortgages Ltd to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cricklewood and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing lawyer who conducted the conveyancing.
How does conveyancing in Cricklewood differ for newly converted properties?
Most buyers of new build residence in Cricklewood contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Cricklewood usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cricklewood or who has acted in the same development.
Should I be wary about brokers that I am dealing with are encouraging me to use a nationwide conveyancing firm rather than a local Cricklewood conveyancing company?
As is the case with lots of professional services, often referrals from connections can be most helpful. Nevertheless there are many people with a vested interest in a conveyancing matter; estate agents, financial adviser and mortgage companies might all recommend solicitors to select. On occasion the conveyancers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the recommendation. You have the discretion to appoint your preferred lawyer. However, bear in mind that some lenders have an approved list of law firms you have to use for the mortgage aspect of your transaction.
We are thinking of appointing an online solicitor rather than a Cricklewood conveyancing firm. Am I making a mistake?
There are advantages of having the opportunity to visit a local Cricklewood conveyancing solicitor such as
- signing papers same day
- often being able to speak to someone face-to-face can make a significant difference, particularly for non-standard conveyancing
- the ability to complain if things go pear-shaped
When analysing estimates, look carefully for hidden extras. Most decent Cricklewood high street solicitors give an all-inclusive figure. Often online agents appear to offer discounted fees, yet have hidden 'extras' in the fine print.