Recently contacted my conveyancing lawyer in Paddington who conducted the legals two years ago asking for a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold property) of similar values with a loan from Bank of Ireland. I am now being charged double. Should I hunt for an alternative firm of conveyancing solicitor?
The costs illustration is slightly on the high side. Where you are happy to expend time comparing quotes you might decrease the fees marginally by perhaps a hundred pounds. That being said, providing that you were pleased with the service the firm gave you mightcome to rue opting for an an unknown lawyer. Don't forget to check the firm can act for Bank of Ireland. Do make use of our search tool to select a Paddington conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Paddington.
Some advice if I may. My Paddington solicitor is assuring me that he is legally obliged toapply for Paddington conveyancing searches asthe firm are on the HSBCapproved lawyer panel. Is my lawyer right?
Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a lender your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Paddington conveyancing searches.
We are planning to buy with Melton Mowbray Building Society. I dropped in a few high street practices yet cant to find a Paddington conveyancing firm on the Melton Mowbray Building Society approved list. Please you assist?
Feel free to make the most of the find a conveyancing panel solicitor tool on this page. Please choose the building society and type Paddington or your preferred area and you will be presented with a number of lawyer offices in Paddington or near you.
Have just purchased a repossessed house at auction in Paddington. Conveyancing is necessary. What happens now?
Now that you have legally bound yourself to purchase you will need to instruct a conveyancing lawyer as a matter of priority as you now have a pending a fixed date to complete the property. Every auction property will have a corresponding auction set of papers. This should include most,if not all of the paperwork that your conveyancer requires. Where you are dealing with leasehold property the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in place to complete on the date specified in the contract.
We have agreed to purchase a house in Paddington. A rare aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Santander your lawyer must check the formal instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Santander. The CML Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease does not satisfy these specifications. The provisions relate to the installation of panels on properties countrywide and is not limited to Paddington.
The formalities of my purchase has taken place for my property in Paddington. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am selling my property. My past conveyancers has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Paddington if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Paddington. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I am an executor of my recently deceased aunt’s Will, with a property in Paddington which will be marketed. The house is unregistered at HMLR and I'm advised that some estate agents will insist that it is completed before they'll proceed. What's the procedure for this?
In the circumstances that you have set out it seems sensible to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.