I am buying a new build flat in Queen's Park. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Queen's Park you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Queen's Park.
When it comes to lenders such as Barclays, do Queen's Park solicitors incur an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
We previously instructed solicitors based in Queen's Park on the Barclays solicitor approved list. They are now charging me a further amount for handling the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancer can charge a fee for this. The fee is not set by Barclays but by your Queen's Park property lawyer. Numerous firms on the Barclays panel will charge an ‘acting for lender’ fee and others do not.
I am selling my apartment. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being pedantic. The Queen's Park solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Me and my brother own a 4 bedroom Victorian house in Queen's Park. Conveyancing lawyer represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Queen's Park and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.
I have been on the look out for a ground for flat up to £195,000 and found one close by in Queen's Park I like with a park and railway links in the vicinity, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Queen's Park for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a mortgage the shortness of the lease will be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you may ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I am thinking of appointing a conveyancing solicitor in Queen's Park for my purchase. Is it possible to check a solicitor's record with the legal regulator?
Anyone may read documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training requirements.
My folks cant seem to find their Queen's Park property on the HMLR online search facility. They have a vague recollection sixty years ago when they purchased the property there were complications concerning the address not being identified on some systems.
The vast majority of properties in Queen's Park should show up. Have you endevoured to search with simply the postcode. Normally it will identify all the residences within the postcode. Where recorded it will show up with a title number. Where they bought back in the 70’s it's conceivable it may be unregistered. The address might still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title documentation which might be with your parent’s bank.