Why would I use a Hampstead conveyancing solicitors firm given that web based conveyancers are cheap by comparison?
Its a good idea to scrutinise conveyancing costs in Hampstead and you should seek a competitive estimate but don’t expend your energy looking for the cheapest Hampstead conveyancer. Finding the right conveyancer can be the distinction between a seamless and a frustrating home move. You need to ensure that you have expert guidance from a specialist lawyer. An e-mail can never replace a telephone discussion and can never replicate a one to one appointment. Our partner firms will appoint you a qualified and trusted conveyancing solicitor who can deal with your conveyancing from start to finish, giving the sort of personalised service that you will never get with an web based conveyancer. He or She will contact you regularly to update you on headway and keep you informed. If you ever need to call the firm you will know who you need to speak to and they will be sure you're not left wondering what's going on.
My partner and I are purchasing a newly built flat in Hampstead and my conveyancer is advising me that she has to the mortgage company to reveal incentives from the developer. I am nearing the developer’s deadline to sign contracts and my preference is not to delay matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
It is 10 years ago since I purchased my home in Hampstead. Conveyancing lawyers have recently been instructed on the sale but I can't find the title deeds. Is this a problem?
You need not be too concerned. First the deeds may be retained by your mortgage company or they could be archived with the conveyancers who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Hampstead involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
I have been told that property searches are the number one cause of delay in Hampstead house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Local searches are not likely to feature in any slowing down conveyancing in Hampstead.
I own a terraced Georgian property in Hampstead. Conveyancing solicitor acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hampstead and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing practitioner who conducted the purchase.
How varied are the property related services that Hampstead conveyancing organisations handle?
Most Hampstead conveyancing solicitors can supply various legal advice to domestic and rural land proprietors, sellers, buyers, landlords and tenants including the following:
Private sale conveyancing in Hampstead or across the country
Residential purchase conveyancing in Hampstead and also around the country
Transferring equity for instance transfer of a share in a property Staircasing (purchasing additional shares in your home) Probate sale conveyancing Help to Buy Conveyancing in Hampstead and nationwide