It is is a decade since I acquired my house in Kensal Green. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my deeds. Will this cause complications?
Don’t worry too much. Firstly there is a possibility that the deeds will be with the lender or they may still be with the solicitor who handled the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Kensal Green relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is resolvable.
I am looking to buy a flat and need a conveyancing solicitor in Kensal Green who is on the Platform Home Loans Ltd solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Kensal Green. We dont recommend any particular firm.
Forgive me if this question is silly but I am unseasoned as FTB of a garden flat in Kensal Green. Do I collect the keys to the house on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Kensal Green?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you should be able to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
We are planning to move home in June. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you recommend a removal company in Kensal Green. Conveyancing firm was chosen before I stumbled across this website.
On the afternoon of completion you will need to pick up the keys from the selling agent but this should only take place when the vendors solicitors inform the agent that they have the completion monies and the keys can be released. You should tell the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can assist you in choosing a residential property solicitor in Kensal Green or a solicitor with expertise in conveyancing in Kensal Green.
My offer on a property in Kensal Green has been agreed to, the vendors do nevertheless have an associated purchase. The owners have offered on somewhere, however it’s not yet agreed to, and have viewings of other apartments booked. I have selected a nearby conveyancing solicitor in Kensal Green. What do I do now? When should I get the mortgage application with HSBC going?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then valuation, Kensal Green conveyancing search costs, etc). The first thing to do is ensure that your conveyancing practitioner is on the HSBC approved list. Regarding the subsequent stages this very much dictated by the specifics of your transaction, desire for the property and on the state of the market. During a buoyant market the majority of home buyers will apply for a home loan with HSBC and arrange for the valuation and only if it comes back ok would they pay their lawyer to move forward with the conveyancing in Kensal Green.
Various web forums that I have visited warn that are the main cause of stalling in Kensal Green conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances in the conveyancing process. Searches are not likely to feature in any slowing down conveyancing in Kensal Green.
I am looking for a leasehold apartment up to £235,500 and found one close by in Kensal Green I like with open areas and railway links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Kensal Green for this price, so just wondered if I would be making a grave error buying a short lease?
If you need a mortgage that many years will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
How can the Landlord & Tenant Act 1954 impact my commercial offices in Kensal Green and how can your lawyers assist?
The particular law that you refer to affords protection to commercial leaseholders, giving them the legal entitlement to make a request to court for a new tenancy and continue in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Kensal Green is one of the numerous locations in which the firms we work with are based