As someone not used to the Kensal Green conveyancing process what is the number one tip you can impart concerning the home moving process in Kensal Green
Not many law firms or advisers will tell you this but conveyancing in Kensal Green or throughout England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of room for conflict between you and others involved in the house moving process. For instance, the vendor, property agent and sometimes the bank. Appointing a solicitor for your conveyancing in Kensal Green an important selection as your conveyancer is your adviser, and is the ONE person in the transaction whose responsibility is to protect your best interests and to keep you safe.
Sometimes a potential adversary will attempt to convince you that you should follow their advice. As an example, the selling agent may claim to be helping by suggesting your solicitor is dragging his heels. Or your financial adviser may tell you to do take action that is against your conveyancers advice. You should always trust your lawyer above all other parties in the home moving process.
I'm the sole beneficiary of my late mum's estate and I have everything in my name alone, including the house in Kensal Green. Conveyancing formalities meant that the Land Registry date was in September. I plan to dispose of the property. I do know about the CML 6 month 'rule', which means that my property ownership may be considered the same way as though I had purchased the property in September. Do I have to wait 6 months to sell?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. How sensible a view mortgage companies take of it, depend on the bank as this provision principally exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
Is it correct that all Kensal Green CQS (Conveyancing Quality Scheme) solicitors are on the Leeds Building Society conveyancing panel?
It is true that some banks and building societies now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I had an offer accepted on a house in Kensal Green on 2/9/2025, valuation was booked 2 days after, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have a 4 bedroom Victorian house in Kensal Green. Conveyancing solicitor represented me and TSB. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching address. Is it worth asking TSB to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kensal Green and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who carried out the work.
How does conveyancing in Kensal Green differ for newly converted properties?
Most buyers of new build residence in Kensal Green approach us having been asked by the seller to sign contracts and commit to the purchase even before the premises is completed. This is because developers in Kensal Green typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kensal Green or who has acted in the same development.
My business partner and I are looking to lease a unit on the high street. Can you recommend solicitors offering no-move-no costs for non-domestic conveyancing in Kensal Green for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Kensal Green, including the sale and acquisition of businesses as well as simply premises. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right firm. As for the charges these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or phone us so that we may furnish you with a detailed commercial conveyancing quote.
We are in the process of buying a apartment in Kensal Green. Conveyancing is not over but we would like keep our purchase price confidential from sites such as Rightmove. Is this achievable and how?
The Land Registry as a matter of law obliged to disclose price paid data on the official title for domestic properties countrywide which includes properties in Kensal Green. The register of title is an open document, so the Land Registry would be breaching their statutory obligations if they did not permit access to the register.
In essence you can make a request of the Land Registry to hide the price paid entry yet the answer would be in the negative.