We have rather pushy vendors who has insisted on a lock out contract with a non-refundable deposit of 5k. Are such contracts promoted for Notting Hill conveyancing transactions?
There are a couple of primary downsides with entering into any lock out contract (also termed a shut-out contract) is that it can distract from progressing with the conveyancing transaction itself, so unless it requires minimal or no negotiation then it could transpire to be a hindrance. It is not particularly popular by Notting Hill conveyancing lawyers as a result. A further negative is the extent of the remedies available - an aggrieved purchaser is not likely to obtain an injunction to prohibit the vendor completing the sale to a third party, so the only remedy available under the contract will be the recovery of abortive costs and, in limited circumstances, the extra payment of penalties.
I own a freehold residence in Notting Hill yet pay rent, why is this and what is this?
It is rare for properties in Notting Hill and has limited impact for conveyancing in Notting Hill but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Notting Hill. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/6/2025, the requirements read as follows :
I am expecting a AIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Notting Hill solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?
You will need to appoint Notting Hill solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
I have paid off my mortgage with Nationwide. I assume I don't need a Notting Hill lawyer on the Nationwide panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
After months of negotiation I have agreed a price on an apartment in Notting Hill. My mortgage broker suggested a solicitor. I paid an on account payment of £175. Shortly after, the solicitor called me embarrassingly acknowledging that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Do commercial conveyancing searches reveal planned roadworks that could impact a commercial premises in Notting Hill?
Many commercial conveyancing solicitors in Notting Hill will conduct a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Notting Hill. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Notting Hill.
For every commercial conveyancing transaction in Notting Hill it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Notting Hill commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Notting Hill.
Due to the guidance of my in-laws I had a survey completed on a property in Notting Hill in advance of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks may refuse to give a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements from Halifax. If you e-mail us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Notting Hill. Conveyancing will be smoother if you use a solicitor in Notting Hill especially if they regularly deal with such properties in Notting Hill.