After what seems like an age a mortgage offer from NatWest for the remortgage of my 2 bedroom garden flat is coming within the next few days. Can you suggest a cheap conveyancing solicitor in West Hampstead?
You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in West Hampstead. We can offer you cost effective conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of low cost conveyancing in West Hampstead. At best, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in additional fees and still not end up with the service expected.
My Conveyancer in West Hampstead has never been on on the Halifax Approved Panel. Can I still continue with my prefered solicitor notwithstanding that they are excluded from the Halifax panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your existing West Hampstead lawyers but Halifax will need to instruct a lawyer on their list of acceptable firms. This will result in additional overall conveyancing fees as well as result in frustration.
- Find an alternative solicitor to to deal with the purchase, not forgetting to check they are Persuade your lawyer to do everything within their powers to join the Halifax conveyancing panel
The deeds to our property can not be found. The conveyancers who handled the conveyancing in West Hampstead 5 years ago no longer exist. Will I be able to sell the house?
These day there are copies made of almost everything, and your conveyancer should know exactly where to find all the relevant paperwork so you can buy or dispose of your property without any difficulty. Where duplicates are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities against possible claims on the premises.
I am purchasing a new build house in West Hampstead with a loan from Yorkshire Building Society. The sellers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not inform my solicitor about the side-deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £235,500 and found one close by in West Hampstead I like with amenity areas and station nearby, however it's only got 61 years on the lease. There is not much else in West Hampstead for this price, so just wondered if I would be making a mistake buying a short lease?
Should you need a home loan the shortness of the lease may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
In scouring the internet for the phrase cheap conveyancing in West Hampstead it brings up many conveyancerslocally. How do I determine which is the right conveyancer for my move?
The ideal method of choosing a suitable conveyancer is through a trusted referral, so ask colleagues and family who have purchased a property in West Hampstead or a local estate agent or financial adviser. Charges for conveyancing in West Hampstead differ, so it's advisable to secure at least three estimates from different conveyancers. Dont forget to clarify that the costs are guaranteed not to escalate.