Find a Lender-Approved Local Conveyancer in West Hampstead

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Follow your intuition—you will have a better move where you instruct a local solicitor in West Hampstead

Top reasons to let us assist you choose a local conveyancing solicitor in West Hampstead

  • 1 Retaining the services of a a family Solicitor in the main results in a more personalised service. Sometimes when dealing with a an online conveyancing factory, your matter is dealt with by a team of people who who progress matters by reading from their computer screens.
  • 2 Over the years West Hampstead solicitor have established valuable working relationships with West Hampstead local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of undertaking your conveyancing in West Hampstead.
  • 3 West Hampstead property lawyers are likely to be familiar with the local Land Registry Office, Local Authority and selling agents
  • 4 Our site offers largest domestic conveyancing directory listing bank approved law firms carrying out conveyancing in West Hampstead regulated and authorised by the SRA or CLC.
  • 5 The mark of a good conveyancing solicitor in West Hampstead is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you will expect.

Examples of recent conveyancing in West Hampstead since February 2022*

Recently asked questions about conveyancing in West Hampstead

I am buying a maisonette in West Hampstead. My property lawyer has never been on on the bank conveyancing panel. Can I still appoint my West Hampstead conveyancing solicitor even though they are excluded from the lender list of approved lawyers?

You must appoint a solicitor to complete the legal work required if you take out a mortgage to buy your property. They will conduct all the essential legal checks on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage documentation is in place. You could instruct a West Hampstead lawyer of your choosing. Nevertheless, where the conveyancer appointed is not a member of the bank approved list additional costs will be incurred as separate legal representation will be required by them. Bank panel applications may be submitted, so where your solicitor has not in the past applied for membership they should take the opportunity to apply.

What does my ID and proof of funds have anything to do with my conveyancing in West Hampstead? Why is this being asked of me?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Client Care letter that you need to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to hand over identification documents, your lawyer would not be able to act for you.

I have 70 years remaining on my lease and require a lease extension for my apartment in West Hampstead. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/5/2022 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Originations (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Originations (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Originations):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Originations (Will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Starting Ground Rent greater than 0.1% of the property value
- Ground Rent review period less than or equal to 5 years
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI

Refer to Originations (Valuer will consider any impact on valuation figure and marketability):
- Ground Rent is linked to any indices greater than RPI
- Ground Rent is linked to the value of the building*
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Originations):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- Starting Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than 5 years
- Ground Rent escalation less than or equal to RPI

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

When it comes to mortgage companies such as Principality, do West Hampstead property lawyers face a fee to be on the list of approved solicitors?

We are not aware of any bank fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

Is there a list of RBS panel solicitors in West Hampstead on the Building Society Association’s Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lenders make their panel listings visible over the internet. Where you are in need of a West Hampstead property lawyer on the RBS please use our tool.

My wife and I have organised a further advance on our mortgage from HSBC as we wish to carry out alterations to our home in West Hampstead. Are we obliged to select a local West Hampstead solicitor on the HSBC conveyancing panel to deal with the paperwork?

HSBC would not normally require firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC panel.

Taking into account that I am about to spend 450k on 3 bedroom house in West Hampstead I would like to talk to a conveyancer about myconveyancing before giving the go ahead to the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your conveyancing in West Hampstead.There is no ‘factory style conveyancing’ - every client is unique person, not a case reference. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in West Hampstead should be the amount on the final invoice that you are charged.

I am 18 days into a leasehold purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in West Hampstead. I am not happy. Could you help me find new solicitors?

They would have to be very bad to suggest replacing them. Has the loan offer been generated? In the event that it has you will need to inform them of the replacement solicitor and have the offer are re-sent. The solicitor ideally should be on the lenders panel to avoid escalating costs and frustration. That should be your starting point. Our find a solicitor tool can help you find a bank approved conveyancer for your conveyancing in West Hampstead

Last updated

Sample of conveyancing solicitors in West Hampstead regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in West Hampstead but also conveyancing throughout England and Wales.

  • Manuel Swaden Limited, 340, West End Lane, London, NW6 1LN
  • Nathene And Co, 7 Redington Road, London, NW3 7QX
  • Joseph Melchior & Co, 16 Ulysses Road, London, NW6 1EE
  • Nwl Solicitors, 9 Hampstead West, 224 Iverson Road, London, NW6 2HL
  • Streathers Highgate Llp, 1 Heath Street, Hampstead, London, London, NW3 6TP

Commercial Conveyancing solicitors in West Hampstead regulated by the SRA

The list below is a small selection of solicitors in West Hampstead with expertise in commercial conveyancing in West Hampstead. This will likely include advice on buying and selling small and large scale commercial property and agricultural land
  • Manuel Swaden Limited, 340, West End Lane, London, NW6 1LN
  • Nathene And Co, 7 Redington Road, London, NW3 7QX
  • Joseph Melchior & Co, 16 Ulysses Road, London, NW6 1EE
  • Nwl Solicitors, 9 Hampstead West, 224 Iverson Road, London, NW6 2HL
  • Streathers Highgate Llp, 1 Heath Street, Hampstead, London, London, NW3 6TP

Planning law solicitors in West Hampstead regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in West Hampstead practicing in planning law. This could include advice on making sure people do what the planning regulations say
  • F S Garford, 26 Fairfax Place, London, NW6 4EH
  • Grower Freeman, Ivor House, 25-26 Ivor Place, London, NW1 6HR
  • Glovers Solicitors Llp, 6 York Street, London, W1U 6QD
  • Streathers Solicitors Llp, 44 Baker Street, London, London, W1U 7AL
  • Streathers Trust Corporation Limited, 44 Baker Street, London, London, W1U 7AL

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.