It is 10 years ago since I purchased my home in West Hampstead. Conveyancing lawyers have recently been appointed on the sale but I can't find my title documents. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be retained by the mortgage company or they could be in the possession of the lawyers who handled the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in West Hampstead relates to registered property but in the rare situation where your home is unregistered it is more of a problem but is not insurmountable.
Is there a search tool that I can use to discover of the solicitor carrying out my conveyancing in West Hampstead is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Norwich and Peterborough Building Society thus spending £187.00 plus VAT in supplemental legal invoice.
You should make the most of the find a conveyancing panel solicitor tool on this web page. Pick the mortgage company and type ‘West Hampstead’ or your preferred area and you will discover a number of lawyer based in West Hampstead or by proximity to you.
4 months have gone by since my purchase conveyancing in West Hampstead completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. West Hampstead is where the house is located. Is there any guidance you can impart?
Flying freeholds in West Hampstead are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Hampstead you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Hampstead may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I was recommended by a couple of local estate agents in West Hampstead to find a conveyancer on your site. Is there a financial inducement for Estate Agents to recommend your services over and above a competitor’s?
We don’t make any commission for sending work our way. We thought it would be too underhand to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I am looking for a conveyancing solicitor in West Hampstead for my home move. Is there any facility to check a firm’s record with the legal regulator?
You can review published Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA could recorded call for training reasons.