We are purchasing a property in Gerrards Cross and Chalfont. I might seem paranoid but how we can trust a lawyer? On completion day we will need to deposit money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I'm in the process of looking at apartments in Gerrards Cross and Chalfont and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with Leeds Building Society.
It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are seeking a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
Completion of my remortgage has taken place for my property in Gerrards Cross and Chalfont. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Will my solicitor be making enquiries concerning flooding during the conveyancing in Gerrards Cross and Chalfont.
The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Gerrards Cross and Chalfont. There are those who acquire a house in Gerrards Cross and Chalfont, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to offer advice on flood risk, but there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which should give them a better understanding of the risks in Gerrards Cross and Chalfont. The standard completed inquiry forms given to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to find out whether the premises has historically flooded. If flooding has previously occurred which is not revealed by the seller, then a buyer could commence a claim for damages resulting from an misleading answer. A purchaser’s lawyers will also commission an environmental report. This will reveal whether there is a recorded flood risk. If so, additional investigations will need to be made.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Gerrards Cross and Chalfont is the location of the property. What do you suggest?
Flying freeholds in Gerrards Cross and Chalfont are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gerrards Cross and Chalfont you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gerrards Cross and Chalfont may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In what way does the Landlord & Tenant Act 1954 impact my business premises in Gerrards Cross and Chalfont and how can you help?
The 1954 Act gives security of tenure to business lessees, granting the right to make a request to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Gerrards Cross and Chalfont is one of our hundreds of areas of the UK in which the firms we work with have offices
I am thinking of appointing a conveyancing lawyer in Gerrards Cross and Chalfont for my remortgage. Is there any facility to review a firm’s complaints history with the profession’s regulator?
You may find documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes monitor call for training reasons.
I am planning to acquire a flat and require a conveyancing solicitor in Gerrards Cross and Chalfont who is on the mortgage company approved panel. Could you point me in the right direction as regards a Gerrards Cross and Chalfont solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who carry out conveyancing in Gerrards Cross and Chalfont. We dont recommend any particular firm.