I plan on acquiring a leasehold flat in Gerrards Cross and Chalfont. My Solicitor has never been on on the mortgage company approved list. Can I still use my Gerrards Cross and Chalfont conveyancing solicitor even though they are not on the lender approved list?
You have a couple of choices available to you here
- Complete the purchase with your chosen Gerrards Cross and Chalfont lawyer but your bank will undoubtedly instruct a conveyancer from their approved panel. This will result in additional fees together with likely delay.
- Get a fresh property lawyer to act in the purchase, making sure they are on the lender conveyancing panel.
- Convince your solicitor to pull out all the stops to join the mortgage company conveyancing panel
My partner and I are only a couple days away from an exchange on a house in Gerrards Cross and Chalfont and my parents have transferred the 10% deposit to my solicitor. I am now informed that as the deposit has not come from me my conveyancer needs to disclose this to my bank. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to delay the deal?
The conveyancer is duty bound to check with the bank to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only report this to your lender if you agree, failing which, your lawyer must cease to continue acting.
When does exchange of contracts take place for domestic conveyancing in Gerrards Cross and Chalfont and do I need to be at the conveyancers office?
Where you are in close proximity to one of the conveyancing solicitors in Gerrards Cross and Chalfont you are invited in to sign contracts. However, the firms we work with offer countrywide coverage for conveyancing and provide just as diligent and professional a job for you when dealing with you digitally. The executing of the purchase agreement is not the point of no return. A signed contract simply enables the solicitor to exchange contracts at the suitable time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Gerrards Cross and Chalfont)to be in the office available at the end of the phone to exchange contracts.
Are there any apps to assist me to locate a Gerrards Cross and Chalfont law firm on the Chelsea Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 25miles to meet the solicitor.
You can use the facility on this website. Please select a lender and your location and you will see a number of Gerrards Cross and Chalfont conveyancing lawyers locally. We have detailed some Gerrards Cross and Chalfont conveyancing firms towards the end of this page and you can call them to verify whether they are on the Chelsea Building Society member panel
My husband and I are new to the buying process - agreed a price, but the selling agent advised that the vendor will only proceed if we instruct the agent's preferred lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Gerrards Cross and Chalfont
It is highly unlikely the vendors are behind this. If they require ‘a quick sale', turning down a serious purchaser is likely to cause more damage than good. Bypass the agents and go straight to the owners and explain that (a)you are motivated buyers (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you intend to appoint your preferred Gerrards Cross and Chalfont conveyancing solicitors - not the ones that will give their estate agent a kickback or achieve conveyancing thresholds pre-set by HQ.
My financial adviser has recommended their conveyancing practitioner for our conveyancing in Gerrards Cross and Chalfont - Is it not simpler better to just use them?
It is not always the case and you are entitled to use whichever solicitor you prefer for your Gerrards Cross and Chalfont home move. A property lawyer put forward by a 3rd party adviser may not necessarily be the best conveyancing practitioner, they may put forward their preferred conveyancing firm who are based far away. In this instance you may not have contact with your conveyancing practitioner and due to the lack of continuity in the transaction, it may be difficult to obtain progress reports.