Can you recommend a Nationwide Building Society approved Eastcote conveyancing solicitor finish our home move within two weeks? Would it be better to use a local Eastcote firm or a web based comparison site?
We can recommend some very good Eastcote conveyancing firms. You can also walk up the main road in Eastcote. Approach two or three firms and ask to speak with a conveyancing solicitor for a quote. Explain your time frames together with your reasons and ask for a commitment on speed. Choose the lawyer that appears most efficient.
The formalities of my remortgage has taken place for my property in Eastcote. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Intending to buy a flat in Eastcote. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Eastcote property lawyer is on the Bank of Ireland conveyancing panel.
My sealed bid on a detached house in Eastcote has been agreed to, but there is a chain. The owners have offered on somewhere, but it’s not yet tied up, and have viewings of other flats in the pipeline. I have instructed a high street conveyancing solicitor in Eastcote. What should be my next step? At what stage do I apply for the mortgage with Nottingham?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, Eastcote conveyancing search fees, etc). The first course of action is to ensure that your conveyancer is on the Nottingham conveyancing panel. As to the subsequent stages this very much depends on the uniqueness of your case, desire for the property and on the state of the market. In a hot market the majority of home buyers will apply for a home loan with Nottingham and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to press on with the conveyancing in Eastcote.
The estate agent has sent us the confirmation of our purchase of a new build flat in Eastcote. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Eastcote
Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I have been on the look out for a ground for flat up to £235,500 and identified one round the corner in Eastcote I like with a park and railway links nearby, the downside is that it only has 52 remaining years left on the lease. There is not much else in Eastcote for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage the shortness of the lease may be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
Helen (my wife) and I may need to sub-let our Eastcote 1st floor flat temporarily due to a new job. We used a Eastcote conveyancing practice in 2002 but they have closed and we did not have the foresight to seek any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?
Your lease dictates relations between the freeholder and you the flat owner; specifically, it will say if subletting is prohibited, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. Most leases in Eastcote do not contain an absolute prevention of subletting – such a provision would undoubtedly devalue the flat. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly supplying a duplicate of the tenancy agreement.
I inherited a garden flat in Eastcote. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?
Most definitely. We are happy to put you in touch with a Eastcote conveyancing firm who can help.
An example of a Lease Extension case for a Eastcote premises is Flat 72 Queens Walk in January 2013. The Tribunals calculated the premium payable to be £22,090. This case was in relation to 1 flat. The remaining number of years on the lease was 53.26 years.
Is planning permission required to convert a house into two appartments in Eastcote? This has taken place to a house adjacent to my house in Eastcote and was unaware of it happening until the works were done.
Planning Consent yes. Building Regulations yes.