My wife and I are about to exchange on the purchase of a house in Chesham but as a consequence of damage from the recent storms I have was able negotiate recompense from the owner in the sum of £3k in the form of a deduction in the price. This was going to be addressed as part of the conveyancing process but Santander will not permit this. Should they have been involved?
Any solicitor that is on the Santander approved list is duty bound to inform Santander of any variations to the sale price. If you were to refuse your conveyancing practitioner to report the price change to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new conveyancing practitioner for your conveyancing in Chesham.
We are purchasing a house and require a conveyancing solicitor in Chesham who is on the TSB approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Chesham.
There are a variety of conveyancing solicitors in Chesham but how do I know who I should use?
Do not opt for the lowest Chesham conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
When it comes to lenders such as Bank of Ireland, do Chesham lawyers incur a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
My husband and I have organised a further advance on our mortgage from TSB as we wish to conduct alterations to our house in Chesham. Do we need to choose a nearby Chesham solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB would not normally require a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
Will my solicitor be making enquiries about flooding during the conveyancing in Chesham.
The risk of flooding is if increasing concern for solicitors specialising in conveyancing in Chesham. There are those who purchase a property in Chesham, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Conveyancers are not qualified to offer advice on flood risk, but there are a various checks that can be initiated by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Chesham. The conventional set of information supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the owner to discover whether the property has historically flooded. If the premises has been flooded in past which is not revealed by the seller, then a buyer may bring a legal claim for losses resulting from an inaccurate response. A purchaser’s solicitors will also order an environmental search. This should indicate if there is a recorded flood risk. If so, more detailed inquiries should be made.
It has been 3 months following my purchase conveyancing in Chesham concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How can the Landlord & Tenant Act 1954 affect my commercial premises in Chesham and how can your lawyers assist?
The particular law that you refer to gives protection to business leaseholders, giving them the legal entitlement to make a request to court for a new tenancy and remain in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Chesham