The Chesham conveyancing firm handling our Chesham conveyancing has discovered an inconsistency between the surveyor’s assumptions in the valuation report and what is in the legal papers for the property. My lawyer informs me that he is duty bound to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance correct?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
As a novice what is the most important piece of guidance you can give me about purchase conveyancing in Chesham?
Not many law firms or advisers will tell you this but conveyancing in Chesham and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there is an abundance of opportunity for confrontation between you and other parties involved in the legal transfer of property. E.g., the seller, property agent and even potentially the lender. Choosing a lawyer for your conveyancing in Chesham should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the legal process whose interest is to act in your best interests and to protect you.
There is a worrying increase in the "blame" culture- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor ahead of the other parties in the conveyancing process.
I used Wolstenholmes a few years past for my conveyancing in Chesham. Now, I need my files however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chesham of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Chesham differ for new build properties?
Most buyers of new build premises in Chesham contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is built. This is because house builders in Chesham usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chesham or who has acted in the same development.
My step-father has encouraged me to instruct his lawyers for conveyancing in Chesham. Should I use them?
Much as we are happy to recommend a Chesham conveyancing lawyer the best way to choose a conveyancing solicitor is to have recommendations from friends or family who have used the firm that you are contemplating using.
What can I do to find out who owns a house in Chesham?
Provided the property is recorded at the Land Registry, and you have the information of the location of the property, you should be able to obtain results from the the Land Registry of the recorded proprietor for a a minimal charge.