It has come to my attention via my broker that my Ickenham lawyer is not on the bank Solicitor panel. What can I do to be certain whether this is indeed the case?
Your first step should be to call your Ickenham conveyancer. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
Is it realistic for conveyancing in Ickenham to be concluded in less than a month?
In a situation where the seller is applying time constraints for your conveyancing we would recommend that your lawyer is familiar with the area as they will benefit local contacts and knowledge. It is even conceivable that they would have conducted otherproperties in the same street. You would be best advised to use a Ickenham conveyancing solicitor. In addition, check that the lawyer is on the on the approved list for your mortgage company. It is believed that 18% of Ickenham conveyancing transactions are suspended or derailed after finding out that a purchaser’s solicitor was not on their mortgage lender’s list of approved solicitors. This can often result in the conveyancing being delayed by an average of 21 days. It is said that this issue impacts approximately one hundred thousand home sales every year. Almost all Ickenham conveyancing practices can not represent certain lenders so do check as early as possible.
We are planning to purchase with Melton Mowbray Building Society. We have called around locally but am struggling to find a Ickenham conveyancing firm on the Melton Mowbray Building Society approved list. Could you help?
Feel free to make use of the search tool on this page. Please choose the building society and type Ickenham or your preferred area and you will be presented with numerous conveyancers based in Ickenham or nearest you.
If you had a top tip for selecting a conveyancing solicitor in Ickenham what would it be?
Do not opt for the cheapest Ickenham conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
A friend informed me that in buying a property in Ickenham there may be various restrictions as to what one can do in terms of external alterations to a property. Is this right?
We are aware of a number of properties in Ickenham which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Ickenham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I had a mortgage agreed in principle with RBS. Ickenham conveyancing practitioners are chosen. How long does it take for RBS to issue the offer to the lawyer?
Some lenders take longer than others. Have RBS done the valuation? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Ickenham is the location of the property. Can you offer any opinion?
Flying freeholds in Ickenham are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ickenham you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ickenham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has urged me to use his conveyancing solicitors in Ickenham. Should I use them?
There are no two ways about it the ideal way to choose a conveyancing solicitor is to get feedback from friends or family who have actually used the conveyancer you're considering.