I am obtaining a mortgage offer from Halifax. My intention is to enlist the help of a Licensed Conveyancer in Ickenham. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My wife and I are only a couple days away from an exchange on a property in Ickenham and my parents have transferred the exchange deposit to my solicitor. I am now advised that as the deposit has been received from someone other than me my conveyancer needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the lender concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to be an issue?
Your conveyancer is duty bound to check with lender to make sure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only notify this to your lender if you agree, failing which, your lawyer must cease to continue acting.
My wife and I are planning on selling our house in Ickenham and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Ickenham lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a factory type conveyancing outfit rather than a conveyancing solicitor in Ickenham. Having lived in Ickenham for 4 years we know of no issue. Should we contact our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I used Action Conveyancing a few years past for my conveyancing in Ickenham. Now, I need the files however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ickenham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build house in Ickenham with the aid of help to buy. The developers refused to reduce the price so I negotiated £7000 of additionals instead. The house builders rep told me not disclose to my solicitor about the extras as it would impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In searching the internet for the phrase cheap conveyancing in Ickenham it reveals numerous property lawyerslocally. How do I determine which is the right conveyancer for my move?
The best method of finding the right conveyancer is through a personal recommendation, so ask friends and family who have bought a property in Ickenham or the local estate agent or mortgage broker. Costs for conveyancing in Ickenham differ, so it's advisable to request a minimum of three fee calculations from varying types of companies. Be sure to seek confirmation that the charges are guaranteed not to rise.