What does my ID and proof of funds have anything to do with my conveyancing in Ickenham? Is this really necessary?
You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Ickenham. However these days you will not be able to complete any conveyancing process without first handing over evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a council tax bill. Please note that if you are providing your driving licence as evidence of ID it needs to be both the paper section and photo card part, one is not acceptable without the other.
Proof of the source of monies is mandated in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancing solicitor will need to have this information on record. Your Ickenham conveyancing solicitor will require evidence of proof of funds prior to accepting any funds from you into their client account and they may also ask further queries concerning the origin of monies.
Our lender has recommended a law firm on their panel based in Ickenham but I would rather instruct a conveyancing lawyer in Ickenham or nearer to where I live. Are you able to assist?
Far from all Ickenham conveyancing practices are listed all lender’s conveyancing panel. Use our search tool to find a Ickenham conveyancing conveyancer on the on the bank panel.
If you had a top tip for selecting a conveyancing solicitor in Ickenham what would it be?
It would be unwise to be tempted by the lowest Ickenham conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I have decided to exercise my right to buy my property in Ickenham off the council. I have a mortgage agreed with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
Nationwide have agreed my mortgage in principle, my offer on a flat in Ickenham has been accepted, what happens next?
Your property agent will wish to be informed of your lawyer's details (ensure that the lawyers are on the lender’s panel). Telephone Nationwide or the broker and complete any outstanding forms. Nationwide will appoint a valuer who will get in touch with the estate agent or seller to book an appointment. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. Nationwide will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ickenham.
I used Stirling Law a few years ago for my conveyancing in Ickenham. Now, I need the files however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ickenham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Ickenham differ for newly converted properties?
Most buyers of new build property in Ickenham come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Ickenham usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ickenham or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Ickenham before instructing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders will not give a loan on such a house.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ickenham. Conveyancing will be smoother if you use a solicitor in Ickenham especially if they are acquainted with such properties in Ickenham.