What is the difference between a licensed conveyancer and conveyancing solicitor in Boxmoor
Two types of professional can conduct conveyancing in Boxmoor namely licenced conveyancers or solicitors. Both professionals provide the legal services that required to complete the sale or acquisition of property. Both are required to conduct Boxmoor conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that all requisite steps should be appropriately adhered to.
A friend pointed out to me me that in buying a property in Boxmoor there could be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Boxmoor which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Boxmoor should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I recently had an offer accepted on a house in Boxmoor. My mortgage broker recommended their conveyancers. I paid an upfront payment of £175. Shortly after, the property lawyer contacted me sheepishly admitting that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a property in Boxmoor? or Apparently there is historic law that could mean that homeowners residing in a parish church boundary will be compelled to contribute towards maintenance towards the chancel in proximity to the church. Is this suitable for conveyancing in Boxmoor?
Unless a previous acquisition of the property took place post 12 October 2013 you can expect lawyers carrying out conveyancing in Boxmoor to continue to suggest a chancel search and or insurance against a claim.
I opted to have a survey completed on a property in Boxmoor ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies tend refuse to issue a mortgage on such a property.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Boxmoor. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to swap conveyancer as I have to appoint a firm on the Halifax conveyancing list. I was using a family conveyancing solicitor in Boxmoor round the corner but she is not accepted by Halifax
It would be our pleasure to help you select a conveyancing solicitor in Boxmoor on the Halifax panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Boxmoor. Using search facility on this page, you can compare costs for conveyancing solicitors in Boxmoor and throughout England and Wales.
My husband and I are FTB’s - agreed a price, yet the agent informed us that the owners will only proceed if we instruct the agent's preferred conveyancers as they need an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Boxmoor
We suspect that the owner is unaware of this request. If they require ‘a quick sale', alienating a serious purchaser is counter productive. Try to communicate with the vendors directly and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your own,trusted Boxmoor conveyancing solicitors - not the ones that will give their estate agent a introducer fee or hit his conveyancing figures set by corporate headquarters.
I own a leasehold flat in Boxmoor. Conveyancing was finalised in 2011. I have heard that I mustn’t allow the lease length get too low. Is this right?
Boxmoor residential long term leases are for a prescribed term - usually 99 years when they started. However a significant appartments in Boxmoor were constructed or converted 20 or more years ago and so these leases now have under eighty years remaining. That may sound like plenty of time but Banks, Building Societies and other mortgage lenders tend to require leases to have at least 75 years left to be mortgageable. Accordingly when you come to sell the property you will need to extend the term of your lease if you are getting close to eighty years. To increase your property value you should be thinking about whether or not to extend your lease well in advance of selling the property. There are also advantages to doing so before the lease reaches even eighty years as when the lease is less than eighty years the amount to be paid to extend starts to escalate.