Me and my fiancee are buying our first house. Our solicitor has e-mailedto see if we want to order supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Bedford
The extent of Bedford conveyancing searches should be dictated entirely on the property, the location, the likelihood of any of these risks, your knowledge of the region and risks, your overall attitude to risk. What matters is that you adequately appreciate what information each search could supply. You may then make a decision if you personally think you need that information. Where you are unclear, ask the property lawyer to advise.
My aunt passed away six months ago and as sole heir and executor I was left the house in Bedford. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
Are there restrictive covenants that are commonly identified during conveyancing in Bedford?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bedford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Bedford cover?
Non domestic conveyancing in Bedford covers a broad range of services, offered by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
I need to find a conveyancing solicitor for residential conveyancing in Bedford. I happened to land on a site which looks to be the ideal offering If there is a chance to get all this stuff done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have finally had an offer on an maisonette in Bedford agreed to, but there is a chain. The sellers have submitted an offer on a flat, although it’s not been accepted yet, and has viewings of other apartments in the pipeline. I have selected a nearby conveyancing solicitor in Bedford. What do I do now? When should I get the mortgage application with UBS started with UBS?
It is usual to have anxieties where there is an associated chain given your reluctance to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then valuation, Bedford conveyancing search fees, etc). First, you should ensure that your lawyer is on the UBS conveyancing panel. Concerning the subsequent phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. In a buoyant market the majority of buyers would apply for the mortgage with UBS and arrange for the survey and only if it comes back ok would they ask their conveyancing practitioner to proceed with searches.