Our god-son is purchasing a house that has just been built in Rochester with a home loan from Kent Reliance. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am buying a flat and require a conveyancing solicitor in Rochester who is on the Clydesdale approved. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Clydesdale in certain locations such as Rochester. We dont recommend any particular firm.
I can see plenty of information on this site concerning conveyancing in Rochester but what is your top tip for appointing the right conveyancer in Rochester
It would be unwise to be swayed by the lowest Rochester conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am being told by my solicitor that lack of planning permission insurance is needed on my purchase. What is the level of cover for Rochester conveyancing?
The right level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
I'm spending time looking at apartments in Rochester and I am about to put in an offer. Is it wise to have a property lawyer on ‘stand by’? I will be getting a home loan with Santander.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are getting a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a residence in Rochester? or Apparently there is a law dating back centuries that means some homeowners residing in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this suitable for conveyancing in Rochester?
Unless a prior acquisition of the premises took place post 12 October 2013 you could take it that lawyers conducting conveyancing in Rochester to remain recommending a chancel search and or insurance against a claim.
four months have gone by since my purchase conveyancing in Rochester completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been Googling for Rochester conveyancing quotes online. Can I be confident that all the Rochester firms that are listed on your website are on the mortgage company conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the bank panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Rochester firm being on the mortgage company conveyancing panel is incorrect.