I have given 8 weeks notice to my current landlord and must be out of my rented apartment in Rochester by 24/6/2021. Conveyancing for my house purchase is underway. How realistic is it to complete in 5 weeks as I wish to avoid having to move into short term accommodation?
It is unwise to serve notice on a rental unless exchange of contracts has taken place. Assuming that you have not previously done so, update to your lawyer and request that they cajole the sellers side, try to a target completion date that all parties will work towards
Completed the sale of my flat in Rochester last November but my buyer keeps Skype messaging daily complaining that their conveyancer needs to hear from mine. What should my lawyer have done following completion?
Following your sale your solicitor should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your conveyancer should also send confirmation that the home loan has been paid off to the buyers solicitors. There is unlikely to be post completion formalities specific conveyancing in Rochester.
My bank has recommended a law firm on their panel based in Rochester but I would rather use a conveyancing lawyer in Rochester local to me. Can you help?
The minority of Rochester conveyancing practitioners are listed all banks conveyancing panel. Please make the most of the above find an approved solicitor tool to identify a Rochester conveyancing firm on the on the bank panel.
My friend suggested that where I am purchasing in Rochester I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Rochester conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Rochester around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Rochester Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Rochester Education with maps and statistics, Local Amenities and other useful information regarding Rochester.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Rochester is where the house is located. What do you suggest?
Flying freeholds in Rochester are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rochester you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rochester may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We have had DIP from Norwich and Peterborough Building Society who indicated we could borrow up to £117k. When do I need to appoint a practitioner for conveyancing? Rochester is where we plan to move to.
You can instruct a conveyancing practitioner now so that the lawyer can open the file so they can conduct the ID checks etc. Once you wish them to commence work you will be asked for a payment on account usually about £225. That should generally be after you have the loan offer from the bank and valuation results, however if you want to expedite matters you can start the ball rolling sooner even though you may be risking some expense.