My partner and I have just purchased a property in Rainham Kent. We have noticed several issues with the house which we suspect were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been ordered for conveyancing in Rainham Kent?
The question is vague as to the nature of the problems and if they are specific to conveyancing in Rainham Kent. Conveyancing searches and investigations initiated during the legal transfer of property are designed to help avoid problems. As part of the process, a seller completes a form called a Seller’s Property Information Form. If the information provided is misleading, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Rainham Kent.
I have been referred to a conveyancing solicitor in Rainham Kent. I I am struggling to find out whether they are accepted on the Barclays conveyancing panel. Could you help?
You should e-mail the solicitor and ask them whether they are on the lender panel. Otherwise you can get in touch with Barclays who may be able to confirm.
I have a semi-detached Georgian house in Rainham Kent. Conveyancing solicitor represented me and Britannia. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the exact same address. Is it worth asking Britannia to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rainham Kent and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
How does conveyancing in Rainham Kent differ for new build properties?
Most buyers of new build or newly converted property in Rainham Kent come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Rainham Kent usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rainham Kent or who has acted in the same development.
I opted to have a survey done on a property in Rainham Kent in advance of retaining solicitors. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders tend not grant a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rainham Kent. Conveyancing will be smoother if you use a solicitor in Rainham Kent especially if they regularly deal with such properties in Rainham Kent.
Harry (my fiance) and I may need to sub-let our Rainham Kent 1st floor flat for a while due to a new job. We instructed a Rainham Kent conveyancing firm in 2002 but they have closed and we did not think at the time get any advice as to whether the lease permits subletting. How do we find out?
The lease governs relations between the freeholder and you the leaseholder; specifically, it will indicate if subletting is banned, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. Most leases in Rainham Kent do not prevent an absolute prevention of subletting – such a clause would undoubtedly devalue the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly supplying a copy of the tenancy agreement.
Leasehold Conveyancing in Rainham Kent - A selection of Queries Prior to buying
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The answer will be useful as a) areas can cause problems in the block as the communal areas may start to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the managing agents you will want to have all the details Are there any major works anticipated that could increase the service charges? Who are the managing agents?