Do the conveyancing solicitors that you recommend handle auction conveyancing in Campden Hill?
There are a number of niche solicitors we can put you in touch with those who can conduct auction conveyancing. Campden Hill is one of the many locations where our lawyers are based.
We just had an offer accepted to purchase with Loughborough BS. We have called around locally yet am unable to find a Campden Hill conveyancing firm on the Loughborough BS panel. Can you assist?
You should make the most of the find a lender approved solicitor tool on this web page. Please choose the building society and type Campden Hill or your preferred area and you will be presented with numerous conveyancers offices in Campden Hill or near you.
Is it the case that all Campden Hill solicitor firms on the Nationwide conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Nationwide conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do list licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
I am selling my house. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Santander are being difficult. The Campden Hill solicitor who is on the Santander conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our sealed bid on a house in Campden Hill has been agreed to, the vendors do however have a dependent purchase. The owners have offered on somewhere, but it’s not yet tied up, and are looking at other flats in the pipeline. I have instructed a nearby conveyancing solicitor in Campden Hill. What should be my next step? When should I get the mortgage application with Aldermore going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then valuation, Campden Hill conveyancing search fees, etc). First, you should check that your conveyancing practitioner is on the Aldermore approved list. Regarding the subsequent steps this very much dictated by the specifics of your case, motivation for this property and on the state of the market. During a rising market the majority of purchasers will apply for a home loan with Aldermore and arrange for the valuation and only if it was satisfactory would they request their property lawyer to proceed with searches.
Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who conducted the conveyancing in Campden Hill 5 years ago are no longer around. What are my options?
Assuming the title is registered the information relating to your ownership will be held by HMLR with a Title Number. It is easy to execute a search at the Land Registry, identify your house and secure current copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will in most cases retain a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
I decided to have a survey done on a property in Campden Hill ahead of instructing lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of home.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Campden Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Campden Hill to see if the conveyancing will be more expensive.
Having had my offer accepted I require leasehold conveyancing in Campden Hill. Before diving in I would like to find out the unexpired term of the lease.
If the lease is registered - and 99.9% are in Campden Hill - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have attempted and failed to negotiate with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Campden Hill conveyancing firm to assist?
in cases where there is a missing landlord or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to make a decision on the amount due.
An example of a Lease Extension matter before the tribunal for a Campden Hill premises is 93 Oakwood Court in June 2010. the LVT determined that the premium to be paid for the new lease was £492,083, This case affected 1 flat. The unexpired term as at the valuation date was 37.79 years.