Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Earls Court. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/5/2026, the requirements read as follows :
I am assisting my sister sell her house in Earls Court. Will the conveyancer order the energy performance certificate or should I organise this?
Following the abolition of HIPs, energy performance certificates became a compulsory component of moving property. An EPC must be to hand in advance of the property being marketed. It is not something that solicitors ordinarily arrange. If you are instructing a Earls Court conveyancing solicitor they might be willing to arrange EPC’s due to their contacts with reputable Earls Court accredited person
I happen to be the only beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Earls Court. Conveyancing formalities meant that the Land Registry date was in April. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my property ownership will be treated the same way as though I had purchased the house in April. Will no one buy the property for half a year?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How practical a view mortgage companies take of it, depend on the mortgage company as this provision is primarily there to capture subsales or the quick reselling of property.
I am selling my house. I had a double glazing fitted in March 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being a right pain. The Earls Court solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Is it necessary to pay for insurance to cover chancel repairs when purchasing a house in Earls Court?
Unless a previous acquisition of the property took place after 12 October 2013 you can assume that conveyancing practitioners carrying out conveyancing in Earls Court to remain recommending a chancel search and or chancel repair liability insurance.
How does conveyancing in Earls Court differ for new build properties?
Most buyers of new build residence in Earls Court contact us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Earls Court typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Earls Court or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Earls Court is the location of the property. Is there any guidance you can give?
Flying freeholds in Earls Court are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Earls Court you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Earls Court may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Are there any apps to help find a Earls Court conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to twentymiles to attend the solicitor.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Earls Court and you will see a number of lawyer located nearest Earls Court. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.