Am I correct in assuming that the fact that my conveyancer in West Kensington is not on my bank's conveyancing panel that there is a problem with the quality of her work?
That would most likely be an incorrect assumption to make. There are plenty of plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the West Kensington conveyancing firm and ask them why they are no longer on the approved list for your lender.
We are about to sign contracts for a garden flat in West Kensington. We have hit a snag. Our loan offer with Platform Home Loans Ltd runs out on 26/5/2026 but the vendors are insisting on a completion date of 28/5/2026. Can one extend the mortgage expiry date?
The person best placed to address this concern is your conveyancer who will determine if he or she is better off negotiating with the mortgage company, seller’s representatives, selling agents or indeed all parties given the history of your conveyancing to date.
Should commercial conveyancing searches disclose planned roadworks that could affect a commercial property in West Kensington?
Many commercial conveyancing solicitors in West Kensington will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in West Kensington. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in West Kensington.
For each commercial conveyancing transaction in West Kensington it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may cause delays to West Kensington commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in West Kensington.
The estate agent has sent us the confirmation of our purchase of a new build apartment in West Kensington. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in West Kensington
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Due to the input of my in-laws I had a survey completed on a house in West Kensington before appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may refuse to grant a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West Kensington. Conveyancing may be slightly more expensive based on your lender's requirements.
Due to exchange soon on a basement flat in West Kensington. Conveyancing lawyers assured me that they are sending me a report within the next couple of days. What should I be looking out for?
Your report on title for your leasehold conveyancing in West Kensington should include some of the following:
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The total ownership of the premises. This may be the flat itself but may include a roof space or basement if applicable. What options are open to you if another tenant in the building is in violation of a provision in their lease? It needs to be made clear to you whether the lease allows you to alter or upgrade anything in the premises- you should know whether it relates to all alterations or just structural alteration, and whether permission is required What remedies are open the freeholder should you are in breach of your lease terms? Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice?
I own a two-bedroom flat in West Kensington. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?
Where there is a missing freeholder or if there is dispute about the premium for a lease extension, under the relevant statutes it is possible to make an application to the LVT to calculate the price payable.
An example of a Lease Extension case for a West Kensington flat is 93 Oakwood Court in June 2010. the LVT determined that the premium to be paid for the new lease was £492,083, This case was in relation to 1 flat. The unexpired term was 37.79 years.