I am planning to acquire a property and need a conveyancing solicitor in West Kensington who is on the Nottingham Building Society conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nottingham Building Society in certain locations such as West Kensington. We dont recommend any particular firm.
Is it the case that all West Kensington solicitors on the Leeds Building Society conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be regulated by the SRA. Many lenders do permit licenced conveyancers on their panel and in that case the practice would be overseen by the CLC.
Intending to buy a house in West Kensington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Kensington lawyer is on the Skipton conveyancing panel.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local West Kensington solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own West Kensington surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are downsizing from our home in West Kensington and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street West Kensington conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using an internet conveyancing practice as opposed to a conveyancing solicitor in West Kensington. Having lived in West Kensington for many years we know of no issue. Should we contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in West Kensington differ for newly converted properties?
Most buyers of new build premises in West Kensington contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is built. This is because developers in West Kensington usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in West Kensington or who has acted in the same development.
I opted to have a survey completed on a property in West Kensington ahead of appointing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may refuse to give a loan on such a house.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in West Kensington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Kensington to see if the conveyancing costs will increase in light of this.
Taking into account that I am about to spend £400,000 on a property in West Kensington I would like to have a conversation with the solicitor about mytransaction before appointing the firm. Can this be arranged?
Absolutely - we would be happy to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your property ownership legalities in West Kensington.There is no ‘factory style conveyancing’ - each client is unique person, not a case number. The practices that we put you in touch with believe that the figure you are provided with for your conveyancing in West Kensington should be the amount on the final invoice that you end up paying.