My wife and I are intent on purchasing an apartment in Hammersmith. My Conveyancer is not on the bank approved panel. Can I still retain my Hammersmith conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?
One will need to use a conveyancing practitioner to complete the formalities if you need a mortgage to buy your home. The solicitor will conduct all the appropriate due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is in place. One may appoint a Hammersmith conveyancing practitioner of your choice. Nevertheless, where the property lawyer appointed is not a member of the bank approved list additional costs will be incurred as separate legal representation will be required by them. Bank panel applications can be submitted, so if your solicitor has not previously applied for membership they should take the opportunity to apply.
five months have elapsed following my purchase conveyancing in Hammersmith took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing my first flat in Hammersmith with a loan from Bank of Ireland. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my solicitor about this deal as it would impact my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Taking into account that I am about to part with 450k on a terraced house in Hammersmith I wish to talk to a lawyer concerning thetransaction ahead of appointing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be carrying out your property ownership legalities in Hammersmith.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Hammersmith should be the amount on the final invoice that you end up paying.
In my capacity as executor for the will of my father I am disposing of a residence in Monmouth but reside in Hammersmith. My lawyer (who is 200 miles awayrequires that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Hammersmith who can attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Hammersmith based
I am planning to sell my parking space which is on a separate legal title at HMLR and hope to get 30k, to clear debts. There is a mortgage with Lloyds. Please can you recommend a cheapish conveyancer as the conventional £500-600 diminishes the return somewhat. Although I live in Hammersmith I dont have to appoint a Hammersmith conveyancer.
LenderPanel.com is restricted to being a directory service for conveyancing practitioners who wish to be listed as being on the approved conveyancing panel for Lloyds in certain areas such as Hammersmith . Our intention is not to recommend any particular lawyer.