We were about to instruct a conveyancing solicitor in South Kensington found on your site but have come across some other quotes on the internet seem cheaper – why is this?
You can find a variety of conveyancing companies marketing at first sight what seems to be cut price. Our advice is to think twice as to how much you respect your own move to want to take 'cheap' risks with regard to the quality of the legal work. Some hide additional charges well inside the terms of engagement. The law firms that we put forward for conveyancing in South Kensington will notbehave this way.
I had intended to instruct a conveyancing solicitor in South Kensington for our home move. Our broker informed us that our bank National Westminster Bank won't deal with them. Why is this not regarded as unfair competition?
Before the recession most banks had a different appetite for risk. Almost all South Kensington conveyancing firms would have been on most lender panels. The Financial Services Authority in 2010 completed a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more data from law firms concerning their operations and the individuals who work for them and establishing certain criteria such a completing on a minimum amount of conveyancing. Many South Kensington conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. South Kensington is amongst the numerous areas where the conveyancers we recommend are on the panel for National Westminster Bank.
There are plenty of conveyancing solicitors in South Kensington but how do I know who I should use?
It would be unwise to be swayed by the lowest South Kensington conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are getting the release of further funds on our mortgage from Aldermore as we want to carry out renovations to our home in South Kensington. Are we obliged to select a bricks and mortar South Kensington solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore would not normally appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
I am currently in the process of buying my council flat in South Kensington. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I used Stirling Law a few years past for my conveyancing in South Kensington. Now, I need the documents but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in South Kensington of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a simple, no chain conveyancing. South Kensington is where the house is located. Can you shed any light on this issue?
Flying freeholds in South Kensington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in South Kensington you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Kensington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is it simple use the search app to choose a conveyancing practitioner in South Kensington on the authorised to act for my bank?
First choose a mortgage company such as HSBC Bank, Coventry Building Society or Platform Home Loans Ltd then type in your preferred area e.g. South Kensington. Conveyancing firms in South Kensington and across England and Wales should be identified.