I am in the throes of changing my current homeowner home loan to a Buy to Let The Royal Bank of Scotland mortgage. I have been informed by my broker that I need a conveyancer as part of the process. I spoke to my past Kensington conveyancing practitioner who dealt with the legals when I originally bought the house. The costs illustration e-mailed to me of £470 has taken me by surprise as its a remortgage than a sale or purchase.
The estimate fees seem a little high. If you shop around you could get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, if you were happy with the legal work the firm provided you maycome to rue opting for an a cheaper lawyer. Don't forget to be sure that the firm can also act for The Royal Bank of Scotland. You can employ our search tool to get a quote a Kensington conveyancing firm on the The Royal Bank of Scotland approved list of lawyers, which can often include conveyancing solicitors in Kensington.
I have recentlybecome aware that Wolstenholmes have been shut down. They carried out my conveyancing in Kensington for a purchase of a leasehold apartment 10 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kensington conveyancing specialists.
About to purchase a new build flat in Kensington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Kensington
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants.
Due to the encouragement of my in-laws I had a survey completed on a house in Kensington ahead of instructing lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may refuse to grant a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Kensington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kensington to see if the conveyancing costs will increase in light of this.
Given that I am about to spend hundreds of thousands of pounds on a property in Kensington I would like to talk to a conveyancer regarding thehouse move ahead of instructing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your conveyancing in Kensington.There is no ‘factory style conveyancing’ - every client is an important person, not a file number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Kensington should be the amount on the final invoice that you are charged.
Are all Kensington conveyancers on every lender conveyancing panel?
You can use our search tool or you can go into your local bank branch in Kensington. Chances are that they will know some good conveyancing solicitors in Kensington