In what way does my ID and proof of funds have anything to do with my conveyancing in Burnage? Why is this being asked of me?
It is indeed that case that these requests have nothing to do with conveyancing in Burnage. However these days you can not proceed with any conveyancing process in the absence submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a council tax bill. Please note that if you are supplying your driving licence as evidence of ID it needs to be both the paper section and photo card part, one is not acceptable in the absence of the other.
Verification of your source of monies is mandated under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must retain this information on file. Your Burnage conveyancing practitioner will require evidence of proof of funds prior to accepting any money from you into their client account and they will also ask further queries concerning the source of monies.
What is the optimum way to investigate if the solicitor carrying out my conveyancing in Burnage is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus paying £175.00 in further legal fees.
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Burnage’ or your preferred area and you will be presented with numerous solicitors offices in Burnage or nearest you.
If you had a top tip for selecting a conveyancing solicitor in Burnage what would it be?
Do not opt for the lowest Burnage conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am buying a property in Burnage. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Kent Reliance your lawyer must follow the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and lawyers are required to report to Kent Reliance where a lease does not meet these specifications. The conditions relate to the installation of panels on properties countrywide and is not restricted to Burnage.
I had an offer accepted on a house in Burnage on 4/9/2025, valuation was booked five days after, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
It has been 2 months since my purchase conveyancing in Burnage concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Burnage differ for new build properties?
Most buyers of new build residence in Burnage approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is completed. This is because developers in Burnage usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Burnage or who has acted in the same development.
My uncle has suggested that I appoint his conveyancers in Burnage. Should I choose my own conveyancer?
There are no two ways about it the ideal way to find a conveyancing lawyer is to have guidance from friends or relatives who have actually experience in using the solicitor that you are considering.