I am expecting a offer of a home loan from Nat West. I intend to instruct a Licensed Conveyancer in Urmston. Does the Nat West Solicitor panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My Urmston solicitor has spotted a discrepancy when comparing the assumptions in the home valuation report and what is in the conveyancing documents. My solicitor says that he must check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action legitimate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Finally the sale completed on my house in Urmston last October yet the purchaser is Skype messaging me to moan that her conveyancer needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your disposal your conveyancer is committed to deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer should also confirm that the legal charge in favour of the lender has been redeemed to the buyers solicitors. There are no post completion formalities peculiar conveyancing in Urmston.
We hope to to purchase with Melton Mowbray Building Society. I went into a few high street solicitors yet cant to find a Urmston conveyancing firm on the Melton Mowbray Building Society panel. Can you assist?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the building society and type Urmston or your location and you will be presented with a number of lawyer based in Urmston or by proximity to you.
My wife and I are close to exchanging contracts on the sale of our house in Urmston and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Urmston conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing firm as opposed to a conveyancing solicitor in Urmston. Having lived in Urmston for three years we know that this is a non issue. Should we contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
It has been 3 months following my purchase conveyancing in Urmston took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.