I was referred a solicitor who has quoted £995 for fixed fee conveyancing in Urmston. I’m selling a modern house for £250,000. This seems expensive. Is it in excess of the norm for conveyancing in Urmston?
The estimate does seem a tad overpriced. If you are prepared to spend time comparing prices you may be able to get the conveyancing a bit cheaper by say a hundred pounds. That being said, you couldcome to regret opting for an a cheaper conveyancer. Remember to check that the solicitor can also act for your bank. You can use our comparison tool to get a quote a Urmston conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Urmston.
I am planning to acquire a flat and require a conveyancing solicitor in Urmston who is on the HSBC Bank approved. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Urmston. We dont recommend any particular firm.
We are aiming to move house in May. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you put forward a removal company in Urmston. Conveyancing firm was found prior to coming across your website.
On the day of completion you will need to collect the keys from your property agent however this should only occur when the vendors lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. You can tell the removal men that they can start moving you in. We are not in a position to suggest a specific removal organisation but can help you locate a conveyancing in Urmston or a firm that specialises in conveyancing in Urmston.
Please help - my lawyer advises that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Urmston?
The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
After much negotiation I have agreed a price on a house in Urmston. My mortgage broker recommended their conveyancers. I paid an upfront payment of £225. A couple of days later, the solicitor contacted me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various web forums that I have frequented warn that are the primary cause of delay in Urmston conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Urmston.
My wife and I purchased a 4 bedroom Edwardian house in Urmston. Conveyancing lawyer acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching address. Is it worth asking Lloyds TSB Bank to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Urmston and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who completed the work.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one round the corner in Urmston I like with open areas and transport links nearby, however it only has 52 years on the lease. I can't really find anything else in Urmston suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.