Can your site be used to find a Conveyancing solicitor in Hyde even if I’m not buying or selling a house, for instance where I wish to acquire an office in Hyde with a mortgage from Yorkshire Building Society?
The service is primarily there to find domestic conveyancing solicitors in Hyde but we have listed at the end of this page some Hyde commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent Yorkshire Building Society
I am assisting my mother sell her house in Hyde. Will the conveyancer order an energy performance certificate or should I organise this?
After the abolition of Home Information Packs, energy assessments remained a required component of selling a house. An energy performance certificate must be commissioned prior to the property being placed on the market. It is not a task that lawyers ordinarily organise. If you are using a Hyde conveyancing lawyer they may be willing to arrange energy performance certificates due to their relationships with reputable Hyde providers
When it comes to mortgage companies such as Kent Reliance, do Hyde property lawyers have to pay an annual charge to be on the conveyancing panel?
We are not aware of any lender fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Hyde conveyancing practitioner on the HSBC panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
My wife and I own a renovated Georgian house in Hyde. Conveyancing practitioner represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hyde and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing practitioner who conducted the conveyancing.
How does conveyancing in Hyde differ for new build properties?
Most buyers of new build residence in Hyde contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because house builders in Hyde tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hyde or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Hyde is the location of the property. Can you offer any guidance?
Flying freeholds in Hyde are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hyde you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hyde may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am in need of some leasehold conveyancing in Hyde. Before I get started I would like to find out the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and 99.9% are in Hyde - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I inherited a basement flat in Hyde, conveyancing having been completed in 1997. How much will my lease extension cost? Comparable properties in Hyde with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 levied per year. The lease finishes on 21st October 2076
With 55 years remaining on your lease the likely cost is going to span between £31,400 and £36,200 as well as legals.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first getting professional advice.