My god-son is about to exchange on a house that has just been built in Heywood with a home loan from Virgin Money. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Virgin Money conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Virgin Money conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
How do I find out if the solicitor conducting my conveyancing in Heywood is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Platform Home Loans Ltd thus spending £187.00 plus VAT in supplemental legal charges.
Feel free to make use of the search tool on this web page. Pick the lender and type ‘Heywood’ or your preferred area and you will see numerous solicitors based in Heywood or by proximity to you.
I am assisting my aunt sell her house in Heywood. Will the conveyancing solicitor arrange an energy assessment or it is for the owner to see to?
Following the abolition of HIPs, energy performance certificates was kept a mandatory part of moving house. An EPC should be commissioned in advance of the property being placed on the market. This is not something that law firms normally arrange. Where you are instructing a Heywood conveyancing practitioner they may be willing to arrange energy assessments given their relationships with long established local energy assessors
Can you help - my lawyer advises that flying freehold insurance is necessary on my purchase. What is the level of cover for Heywood conveyancing?
The right level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between HSBC Bank and Barnsley Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
I am currently in the process of buying my council flat in Heywood. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I used Wolstenholmes a few years ago for my conveyancing in Heywood. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Heywood of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Heywood differ for new build properties?
Most buyers of new build property in Heywood approach us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is constructed. This is because house builders in Heywood tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Heywood or who has acted in the same development.
My business partner and I are hoping to lease a unit on the high street. Can you recommend conveyancers offering no-sale-no charges for commercial conveyancing in Heywood for under £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Heywood, including the disposal and purchase of businesses as well as simply property. If you are looking to buy or lease a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. Regarding the costs this will depend on the structure and heads of terms of the proposed transaction. Please provide us with your details or call so as to enable us to provide you with a detailed commercial conveyancing calculation.