I am in the throes of transferring my domestic home loan to a BTL Platform Home Loans Ltd mortgage. The bank has said that I must appoint a conveyancer for this. I got in contact with my previous Knutsford conveyancing solicitor who acted on my behalf when I previously bought the property. The fee estimate e-mailed to me of £450 plus VAT has taken me by surprise as its a remortgage than a sale or purchase.
The costs illustration is slightly on the expensive side. If you are willing to spend time comparing prices you could reduce the fees slightly by perhaps a hundred pounds. That being said, assuming were content with the service the firm provided you maycome to rue choosing an an untested conveyancer. Don't forget to be sure that the firm can also act for Platform Home Loans Ltd. You can utilise our search tool to find a Knutsford conveyancing firm on the Platform Home Loans Ltd approved list of lawyers, which can often include conveyancing solicitors in Knutsford.
Due to complete my purchase in Knutsford next Friday. My conveyancer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not limited to conveyancing in Knutsford.
About to place an offer on a leasehold property in Knutsford. The property agents advise that it is the norm for flats in Knutsford to have less than 75 years left on the lease. I am getting a loan with Virgin. Will the property be mortgageable given that the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/3/2025 the requirements read as follows :
How does conveyancing in Knutsford differ for new build properties?
Most buyers of new build residence in Knutsford approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Knutsford typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Knutsford or who has acted in the same development.
Are there any apps to assist me to locate a Knutsford law firm on the Skipton Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 10kilometers to meet the conveyancer.
Feel free to make use of the search on this page. Please choose the mortgage company and your location and you will see a number of Knutsford conveyancing lawyers based on proximity. We have listed some Knutsford conveyancing firms towards the end of this page and you can ring them to check whether they are on the Skipton Building Society panel
My husband and I are 17 days into a residential purchase having been directed to solicitors by the local agent to perform conveyancing in Knutsford. I am am very frustrated with the quality of service. Can you help me find new conveyancers?
They would need to be very poor to suggest replacing them. Has your mortgage been generated? In the event that it has you must inform them of the new contact details and have the mortgage documents are re-issued. Your conveyancer should be on the banks approved list to avoid escalating expenses and complications. So that should be your first question of the new solicitors. Our find a solicitor tool can help you find a bank approved lawyer for your home move in Knutsford