Find a Lender-Approved Local Conveyancer in Swinton

Ready to buy a new home? Find a law firm approved by your lender.

Conveyancing in Swinton : Keep it Local

Top reasons to let us assist you choose a high street conveyancing solicitor in Swinton

  • 1 Swinton property lawyers will acquainted with the local Land Registry Office, Local Authority and property agents
  • 2 The Swinton conveyancing practitioners that we work with are committed to supplying value for money, efficient and transparent conveyancing service to borrowers, sellers and remortgagors in Swinton
  • 3 Swinton property lawyer are the key to a successful Swinton home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 4 The hallmark of our conveyancing solicitors in Swinton is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the level of professionalism you will expect.
  • 5 Experience means that Swinton property lawyer have established valuable connections with Swinton local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of handling your home move in Swinton.

Examples of recent conveyancing in Swinton since October 2022*

Recently asked questions about conveyancing in Swinton

I am buying a house for cash in Swinton. I have lived for the last 15 years in Swinton. Conveyancing searches are exorbitant. As I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a home loan, then the vast majority of the Swinton conveyancing searches are non-obligatory. Your lawyer will ’encourage you, perhaps strongly, that you should have searches completed, but she has a professional duty to take that path of guidance. One thing to bear in mind; if you are going to sell the house in the future, it will be of importance to your prospective buyer what the searches disclose. Sometimes houses with no practical issues can still throw up negative search results. A competent conveyancing solicitor in Swinton will be able to give you some sensible guidance concerning this.

Last month we had a mortgage agreed in principle with Virgin Money. Swinton conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from Virgin Money?

There is no definitive answer here. Have Virgin Money completed the valuation? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I am currently in the process of buying my council flat in Swinton. I have a mortgage agreed with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

Planning on purchasing a apartment in Swinton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Swinton lawyer is on the Aldermore conveyancing panel.

I need some quick conveyancing in Swinton as I have pressure to exchange contracts inside one month. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

As you are are a cash buyer you are at free not to do searches although no lawyer would recommend that you don't. Drawing on our experience of conveyancing in Swinton the following are examples of issues that can be revealed and therefore impact future saleability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...

Due to the encouragement of my in-laws I had a survey completed on a property in Swinton ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies tend refuse to grant a mortgage on this type of home.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Swinton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Swinton to see if the conveyancing will be more expensive.

We're FTB’s - agreed a price, but the selling agent told us that the vendor will only move forward if we instruct their chosen lawyers as they need a ‘quick sale’. We would rather use a local solicitor with experience of conveyancing in Swinton

We suspect that the owner is unaware of this ultimatum. Should the seller desire ‘a quick sale', turning down a genuine purchaser is not the way to achieve this. Bypass the agents and go straight to the sellers and explain that (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you intend to use your own,trusted Swinton conveyancing solicitors - not the ones that will give their estate agent a introducer fee or hit his conveyancing thresholds set by corporate headquarters.

I've recently bought a leasehold flat in Swinton. Am I liable to pay service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Swinton - Examples of Questions you should consider before Purchasing

    Most Swinton leasehold apartments will incur a service bill for the upkeep of the building invoiced on behalf of the landlord. Should you buy the flat you will have to pay this contribution, usually quarterly throughout the year. This could be anything from a couple of hundred pounds to thousands of pounds for blocks with lifts and large common grounds. There will also be a rentcharge to be met yearly, normally this is not a large figure, say about £50-£100 but you need to check it because sometimes it could be prohibitively expensive. It is important to be aware if window replacement or some other significant cost is anticipated to be shared between the leaseholders and will dramatically increase the the service charges or result in a specific invoice. Is anyone aware of any major works on the horizon that will likely increase the maintenance costs?

Last updated

Sample of conveyancing solicitors in Swinton regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Swinton but also conveyancing throughout England and Wales.

  • Mary Monson Solicitors Limited, 87 Chorley Road, Swinton, Manchester, Lancashire, M27 4AA
  • Rothwell And Evans Limited, The Old Brewery House, 1 Station Road, Swinton, Manchester, Lancashire, M27 6AH
  • Glp Solicitors, 672 Bolton Road, Pendlebury, Swinton, Manchester, Lancashire, M27 8FH
  • Ogden Lyles & Fox, 32 Wellington Road, Eccles, Manchester, Lancashire, M30 0SP
  • Metcalfe Johnston Mccormick, 88-90 Church Street, Eccles, Manchester, Lancashire, M30 0DA

Commercial Conveyancing solicitors in Swinton regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Swinton with expertise in commercial conveyancing in Swinton. This will likely include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Mary Monson Solicitors Limited, 87 Chorley Road, Swinton, Manchester, Lancashire, M27 4AA
  • Rothwell And Evans Limited, The Old Brewery House, 1 Station Road, Swinton, Manchester, Lancashire, M27 6AH
  • Glp Solicitors, 672 Bolton Road, Pendlebury, Swinton, Manchester, Lancashire, M27 8FH
  • Ogden Lyles & Fox, 32 Wellington Road, Eccles, Manchester, Lancashire, M30 0SP
  • Metcalfe Johnston Mccormick, 88-90 Church Street, Eccles, Manchester, Lancashire, M30 0DA

Planning law solicitors in Swinton regulated by the Solicitors Regulation Authority

The practices listed below are a small selection of solicitors in Swinton practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including development on contaminated land
  • Mary Monson Solicitors Limited, 87 Chorley Road, Swinton, Manchester, Lancashire, M27 4AA
  • Read Roper & Read, 11th Floor, Alberton House, St. Marys Parsonage, Manchester, Lancashire, M3 2WJ
  • Berrymans Lace Mawer Llp, Kings House, 42 King Street West, Manchester, Lancashire, M3 2NU
  • Dwf Llp, 1 Scott Place, 2 Hardman Street, Manchester, Lancashire, M3 3AA
  • Berg, 35 Peter Street, Manchester, Lancashire, M2 5BG

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.