The Swinton conveyancing firm handling our Swinton conveyancing has identified a difference when comparing the assumptions in the valuation survey and what is revealed within the conveyancing documents. My solicitor informs me that he must ensure that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s stance appropriate?
Your lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Can I use your services to recommend a Conveyancing solicitor in Swinton even if I’m not buying or selling a house, for instance if I want to acquire a shop in Swinton with a loan from Alliance & Leicester ?
Our comparison service is mainly there to get a quote from domestic conveyancing solicitors in Swinton but we have recorded at the bottom of this page a selection of Swinton commercial conveyancing firms. You will need to enquire with the firm directly to see if they are also authorised to represent Alliance & Leicester
We're in Swinton, FTBs buying with a mortgage (lender is Principality , and our solicitor is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My partner and I are selling our home in Swinton and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a nationwide conveyancing firm rather than a conveyancing solicitor in Swinton. We have lived in Swinton for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Can you offer any advice when it comes to choosing a Swinton conveyancing firm to deal with our lease extension?
If you are instructing a property lawyer for lease extension works (regardless if they are a Swinton conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Swinton conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be helpful:
How many lease extensions have they carried out in Swinton in the last year? Can they put you in touch with clients in Swinton who can give a testimonial?
Swinton Leasehold Conveyancing - Examples of Questions you should ask Prior to buying
Make sure you find out if there is anything that is prohibited in the lease. For example plenty of leases prohibit pets being permitted in certain buildings in Swinton. If you love the flatin Swinton yet your cat is not allowed to live with you then you will be presented with a hard decision. How much is the ground rent and service charge?
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.