Why would one instruct a Stockport conveyancing firm when web based alternatives are more affordable?
By all means make sure that you compare conveyancing costs in Stockport and you should seek an affordable fee calculation but don’t become consumed with getting the cheapest Stockport conveyancer. Locating the right conveyancer can mark the distinction between a smooth and a distressing house move. You need to ensure that you have expert guidance from a specialist conveyancer. An e-mail can never be as helpful as a phone discussion and can never replicate a one to one meeting. Our partner firms will appoint you a qualified and trusted conveyancing solicitor that will deal with your conveyancing from beginning to end, providing a level of hand holding that you rarely receive from an online conveyancer. Our lawyers will contact you regularly to update you on any developments making sure that you are regularly updated. Should it ever be necessary to call the firm you will be sure who you need to speak to and they will endeavour to make sure that you're not left wondering what's going on.
We note that you have a post code search directory identifying firms on the Santander conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Stockport?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Stockport.
My stepmother informed me that in buying a property in Stockport there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
We are aware of a number of properties in Stockport which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Stockport should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I purchasing a detached bungalow in Stockport. The intention is to carry out a loft conversion at the house.Will legal due diligence on the property involve investigations to determine if these works were previously refused?
Your solicitor should review the registered title as conveyancing in Stockport can occasionally reveal restrictions in the title documents which prohibit categories of changes or need the consent of another owner. Many extensions call for local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
Completion of my remortgage has taken place for my property in Stockport. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I own a semi-detached Victorian property in Stockport. Conveyancing lawyer acted for me and The Mortgage Works. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stockport and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
I am buying a new build house in Stockport with the aid of help to buy. The sellers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about this extras as it may jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, no chain conveyancing. Stockport is where the house is located. Is there any advice you can give?
Flying freeholds in Stockport are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stockport you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stockport may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.