It is a dozen years since I bought my property in Ardwick. Conveyancing solicitors have now been appointed on the sale but I can't track down the title deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be kept by your lender or they may stored with the lawyers who handled the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Ardwick relates to registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.
How do I check that the solicitor handling my conveyancing in Ardwick is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus spending £192.00 in another set of legal charges.
You should make the most of the search tool on this page. Please choose the lender and type ‘Ardwick’ or your preferred area and you will discover a number of lawyer located in Ardwick or by proximity to you.
I am assisting my mother sell her property in Ardwick. Will the conveyancer order the energy performance certificate or it is for me to coordinate?
After the abolition of HIPs, energy performance certificates was kept a mandatory part of moving house. An energy performance certificate should be to hand prior to the property being marketed. This is not a task that conveyancers ordinarily organise. If you are using a Ardwick conveyancing solicitor they may help arrange EPC’s given their contacts with reputable local accredited person
Have just purchased a repossessed house at auction in Ardwick. Conveyancing is needed. What happens now?
Given that you are now for all intents and purposes signed on the dotted line you should retain a conveyancing lawyer soon as you now have a fast approaching deadline in which to complete the transaction. Every auction property should have an associated legal pack. This will include evidence of title and search results. If you have purchased leasehold premises the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You must pass this on to the solicitor instructed by you ASAP. You also need to ensure that your finances are in place to complete the transaction on the set completion date.
After much negotiation I have agreed a price on a house in Ardwick. My mortgage broker suggested a property lawyer. I paid an upfront payment of £225. Not long after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
It has been four months since my purchase conveyancing in Ardwick concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm converting the mortgage on my primary property to a buy to let loan with Accord Mortgages Ltd and I will use the ballance of the raised equity as a down payment on further house. The neighborhood we are talking about is Ardwick. Will your conveyancers be able to act for the two banks and tie in the transactions?
Do use our comparison tool on this site to ensure that the solicitors are on the relevant lender panels. Assuming that they are your lawyer should be able to connect the two deals but you should have a chat with you solicitor and communicate your desired outcome and needs.
I am searching for a trustworthy conveyancing solicitor in Ardwick to buy a house. I am aware of the chance of getting ripped off but with lots of Ardwick conveyancing solicitors out there...how do I know which one is best to appoint?
To fee estimates for your move via conveyancing firms that undertakes services in Ardwick please use our quote tool.