I am hoping to move into my new home in Poynton next Thursday. My lawyer now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What risks does the bank expect the insurance to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not specific to conveyancing in Poynton.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Poynton. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/6/2026, the requirements read as follows :
Does a directory service exist listing Skipton panel conveyancers in Poynton on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings available over the internet. If you are looking for a Poynton conveyancer on the Skipton please use our facility.
Completion of my purchase has taken place for my property in Poynton. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
After shopping around on the internet I have found a Poynton conveyancing practitioner having checked that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Poynton postcode. As you are getting a mortgage with Principality, you could contact them to see if they have a list of approved surveyors in Poynton.
Are there restrictive covenants that are commonly identified during conveyancing in Poynton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Poynton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How do I identify a Poynton solicitor on the Halifax conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the tool on this page. Please select a lender and your location and you will see a number of Poynton conveyancing lawyers located nearest you. We have listed some Poynton conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Halifax member panel
Should I stop my mortgage payments with Nottingham as soon as a completion date for my home sale in Poynton has been set?
No, you should continue paying any mortgage payments to Nottingham until the mortgage is redeemed out of the proceeds of sale as part of your Poynton conveyancing.