We note that you have a post code search directory listing solicitors on the Clydesdale conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Poynton?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Poynton.
I have 71 years unexpired on my lease and need a lease extension for my flat in Poynton. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/1/2022 the requirements read as follows :
I am the sole beneficiary of my late mum's estate and I have everything in my name now, including the house in Poynton. The Poynton property was put into my name in December. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship may be considered the same way as though I had purchased the house in December. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. Some mortgage companies would take a practical view as this requirement chiefly exists to pick up on subsales or the flipping of property.
I am expecting a OIP from Santander this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any Poynton solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Poynton solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Poynton property lawyer on the Virgin Money panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
Me and my brother own a semi-detached Georgian property in Poynton. Conveyancing practitioner represented me and Barnsley Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Poynton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing practitioner who conducted the conveyancing.
What tools are available to locate a Poynton solicitor on the Santander conveyancing panel? I have a car and am happy to travel upto 20miles to meet the conveyancer.
You can use the tool on this website. Please pick a lender and your location and you will see a number of Poynton conveyancing lawyers located nearest you. We have listed some Poynton conveyancing firms towards the end of this page and you can call them to verify whether they are on the Santander panel
I have been informed by numerous estate agents that it can take 6-8 weeks for Poynton conveyancing to complete.This was 3 ago. The paperwork was only forwarded from the vendors lawyer yesterday so now does it countdown?
No definitive time frame exists for conveyancing in Poynton. Conveyancing is subject to too much unpredictabilities. Poynton conveyancing searches alone could take up to month before they are received.