Can I use your services to locate a Conveyancing solicitor in Stretford even where I’m not purchasing or selling a house, for instance if I intend to acquire a shop in Stretford with a mortgage from Birmingham Midshires?
The service is predominantly utilised to locate domestic conveyancing solicitors in Stretford but we have recorded towards the end of this page a selection of Stretford commercial conveyancing firms. You will need to enquire with the firm directly to check if they are also authorised to represent Birmingham Midshires
A friend advised me that where I am purchasing in Stretford I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Stretford conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Stretford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data concerning Stretford.
I'm purchasing my first flat in Stretford with a loan from Lloyds TSB Bank. The developers refused to move on the price so I negotiated 6k of additionals instead. The estate agent suggested that I not disclose to my conveyancer about this deal as it could impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a simple, chain free conveyancing. Stretford is where the house is located. What do you suggest?
Flying freeholds in Stretford are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stretford you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stretford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Should I be suspicious that 3rd parties that I am dealing with are encouraging me to use an internet conveyancing firm as opposed to a High Street Stretford conveyancing company?
As with many service providers, often suggestions from connections can be worth their weight in gold. But there are numerous people with a vested interest in a conveyancing deal; estate agents, financial adviser and lenders may put forward solicitors to select. Sometimes the solicitors might be known to one of the organisations as being good in their field, but occasionally there is an underlying financial incentive behind the endorsement. You have the discretion to appoint your preferred lawyer. You need to be aware that some banks specify a panel list of conveyancers you are obliged to use for the lender aspect of your house move.
The financial adviser has suggested using their conveyancer for the conveyancing in Stretford - Surely it’s easier to just instruct them?
This is not necessarily the case and you are entitled to opt for whichever conveyancing practitioner you decide for your Stretford conveyancing. The conveyancing practitioner put forward by a 3rd party adviser may not always be the best conveyancing practitioner, they may put forward their preferred conveyancing firm who are based remotely. In this instance you may not have contact with your conveyancing practitioner and due to the lack of continuity in the transaction, it may be difficult to obtain progress reports.