My wife and I have recently appointed a conveyancing solicitor in Stretford. I I would like to check whether they are accepted on the Barclays approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is e-mail the lawyer and enquire whether they are on the lender panel. Alternatively you should get in touch with Barclays who may be able to confirm.
We are buying a terrace house in Stretford. We would like to carry out a loft conversion at the house.Will legal investigations on the property include enquiries to ascertain if these alterations are prohibited?
Your solicitor will check the deeds as conveyancing in Stretford can sometimes identify restrictions in the title documents which restrict categories of works or necessitated the consent of a 3rd party. Many extensions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
We were going to get a AIP from Nationwide this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Stretford solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Stretford solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Stretford conveyancing practitioner on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
Is it necessary to pay for insurance to cover chancel repairs when purchasing a house in Stretford?
Unless a previous purchase of the premises took place post 12 October 2013 you may take it that lawyers carrying out conveyancing in Stretford to remain encouraging a chancel search and or insurance against a claim.
How does conveyancing in Stretford differ for new build properties?
Most buyers of new build premises in Stretford approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Stretford typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Stretford or who has acted in the same development.
I am looking to sell my house. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Stretford if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Stretford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
Are there common deficiencies that you witness in leases for Stretford properties?
Leasehold conveyancing in Stretford is not unique. All leases are drafted differently and drafting errors can sometimes mean that certain clauses are not included. For example, if your lease is missing any of the following, it could be defective:
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Clauses dealing with recovering service charges for expenditure on the building or common parts. A duty to insure the building
You may have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Santander, The Mortgage Works, and Godiva Mortgages Ltd all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the buyer to withdraw.
Stretford Leasehold Conveyancing - A selection of Questions you should consider before buying
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This question is important as a) areas may cause problems for the block as the common areas may start to deteriorate where maintenance are not paid for b) if the tenants have a dispute with the running of the building you will want to have all the details It would be sensible to discover as much as possible regarding the managing agents as they can either make life much easier or a lot more difficult. Being a leasehold owner you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day issues like the upkeep of the communal areas. Ask other people if they are happy with them. On a final note, be sure you understand the dates that the service fees are due to the appropriate party and specifically what you get for your money.