It is is a decade since I acquired my home in Wythenshawe. Conveyancing lawyers have just been instructed on the sale but I am unable to find my title documents. Is this a problem?
Don’t worry too much. Firstly there is a chance that the deeds will be retained by the lender or they could be archived with the solicitor who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Almost all conveyancing in Wythenshawe relates to registered property but in the unlikely event that your property is unregistered it is more of a problem but is resolvable.
we are a couple who intend to purchase a newbuild flat in Wythenshawe with a loan from National Westminster Bank.We have a Wythenshawe conveyancing solicitor but National Westminster Bank informed us her practice is not listed on their "panel". we are left little option but to use a National Westminster Bank panel firm or keep our local solicitor and fork out for a National Westminster Bank panel lawyer to represent them. This seems very unfair; Can we not simply insist that National Westminster Bank use our lawyer?
Unfortunately,no. The loan issued to you contains various provisions, one of which will be that conveyancers must be on the National Westminster Bank solicitor panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for National Westminster Bank
The estate agent has sent us the confirmation of our purchase of a new build flat in Wythenshawe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Wythenshawe
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Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Due to the input of my in-laws I had a survey completed on a house in Wythenshawe before appointing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some lenders tend refuse to give a loan on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wythenshawe. Conveyancing may be slightly more expensive based on your lender's requirements.
I am a sole trader looking to take over a lease of an office on a shopping parade. Can you recommend conveyancers offering fixed costs for commercial conveyancing in Wythenshawe for under £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Wythenshawe, including the sale and purchase of businesses as well as simply premises. If you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right lawyer. Regarding the costs these will vary based on the structure and heads of terms of the proposed transaction. Let us have your contact information or phone so as to enable us to provide you with comprehensive commercial conveyancing quote.
My mother and father are unable to locate their Wythenshawe land registry title on the site. They have a vague memory 50 years ago when they purchased the house there were complications with the address not being recognised in some systems.
Almost all properties in Wythenshawe should appear. Have you attempted a search to just the postcode. Normally it should reveal all the premises inside the postcode. Assuming the property is recorded it will be there with a title number. Where they bought back in the 60’s it's conceivable it may be not yet registered. The address may still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title documentation which may be with your parent’s bank.