Our family lawyer has given a fee estimate £1150 for freehold conveyancing in Writtle. I am looking to sell a newly refurbished house for £175,000. Is this over the top? Is it in excess of the average fee for conveyancing in Writtle?
The quote is slightly on the steep side. Where you are happy to invest time scrutinising prices you could get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, you maycome to regret opting for an an unknown solicitor. If is important to be sure the solicitor can represent your bank. Do make use of our comparison tool to select a Writtle conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Writtle.
Last September we completed a house move in Writtle. We have noticed several issues with the property which we believe were missed in the conveyancing searches. Is there anything we can do? What searches should? have been ordered for conveyancing in Writtle?
The query is not clear as what problems have arisen and if they are specific to conveyancing in Writtle. Conveyancing searches and investigations initiated as part of the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner completes a document called a SPIF. If the information turns out to be incorrect, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Writtle.
we are a couple who are hoping to buy a newly converted flat in Writtle with a residential mortgage from Platform Home Loans Ltd.We would like to retain our Writtle conveyancing practitioner but Platform Home Loans Ltd informed us his firm is not on their "panel". It seems we have little choice but to instruct a Platform Home Loans Ltd panel firm or keep our high street solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage issued to you contains terms and conditions, a common one being that solicitors needs to be on the Platform Home Loans Ltd conveyancing panel. in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Platform Home Loans Ltd
I used Stirling Law several years ago for my conveyancing in Writtle. I now require my papers however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Writtle of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Writtle is where the house is located. Is there any guidance you can give?
Flying freeholds in Writtle are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Writtle you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Writtle may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My wife and I are buying a studio flat in Writtle. When we first instructed conveyancing practitioner, they told us that they were on all major UK mortgage company panels. Our financial adviser emailed today to advise that they don't appear to be on the RBS approved list. Were it to be true, what should we do? Do we simply choose a new conveyancing practitioner that is on their panel or do we cover the costs for separate representation, with RBS appointing their own preferred conveyancing practitioner.
When acquiring a property with the benefit of a mortgage it is normal for the purchaser’s solicitors to also act for the purchaser's lender. In order to act for a bank or building society a property lawyer has to be on that lender's list of approved lawyers. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the lawyer has to fulfill. Some building societies now insist their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancing practitioner should contact RBS to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on RBS's conveyancing panel and you may continue to use your own Writtle solicitors, in which case it will likely add costs, and it will likely delay the transaction as you are adding another solicitor into the equation.