I have given 2 months notice to my current landlord and must leave my let out property in Dunmow by the end of next month. Conveyancing on my purchase is underway. How realistic is it to complete in six weeks as I wish to avoid having to move into short term accommodation?
Generally one should not serve notice on a rental unless exchange of contracts has taken place. If you have not previously done so, update to your conveyancer and request that they chase the sellers lawyers, try to get a realistic time scale from them that all parties will aim to achieve
This question may be naive but I am wet behind the ears as a first time purchaser of a garden flat in Dunmow. Do I pick up the keys to the property on completion from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Dunmow?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the seller's lawyers, and shortly after the monies have arrived, you should be called to pick up the keys from the selling Agents and move into your new home. Usually this happens between 1 and 3pm.
I am selling my house. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Principality are being a right pain. The Dunmow solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are requiring a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
About to purchase apartment in Dunmow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Dunmow property lawyer is on the Santander conveyancing panel.
My wife and I own a terraced Georgian house in Dunmow. Conveyancing solicitor represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dunmow and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who conducted the purchase.
I am one month into a residential purchase having been directed to a firm by the estate agent to handle our conveyancing in Dunmow. I am not happy. Could you help me find new lawyers?
They would need to be very bad to suggest diss instructing them. Has your mortgage been generated? In the event that it has you need to advise them of the replacement conveyancer and ensure the mortgage documents are issued to the new lawyers. The conveyancer needs to be on the mortgage company approved list to avoid added costs and frustration. So that should be your starting point. Our search tool can assist you in finding a lender approved solicitor for your conveyancing in Dunmow
I am attracted to a couple of apartments in Dunmow both have in the region of forty five years unexpired on the leases. Will this present a problem?
There are plenty of short leases in Dunmow. The lease is a right to use the property for a period of time. As a lease shortens the value of the lease reduces and results in it becoming more costly to acquire a lease extension. For this reason it is advisable to extend the lease term. It is often difficult to sell a property with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a protracted process. We advise that you get professional assistance from a solicitor and surveyor with experience in this area.
Dunmow Leasehold Conveyancing - Examples of Queries Prior to Purchasing
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It would be sensible to investigate if there is anything that is prohibited in the lease. For instance it is very common in Dunmow leases that pets are not permitted in certain buildings in Dunmow. If you like the propertyin Dunmow however your dog is not allowed to move with you then you will be presented with a difficult choice. What prohibitions are there in the Dunmow Lease? The prefered form of lease arrangement is a share of the freehold. In this arrangement the lessees have being in charge if their destiny and notwithstanding that a managing agent is often retained where it is bigger than a house conversion, the managing agent is directed by the tenants.
There are numerous properties in Dunmow on private roads. I am acquiring such a house. What are the pros and cons of purchasing a house on a privately owned road?
Dunmow conveyancing practices will be well versed in transacting propertieson unadopted roads. Your lawyer should review the Land Registry data to find any rights or liabilities. In many cases there is a management company (wholly owned by residents) that residents make annual contributions for the upkeep of the road. Where there is one, the road should be maintained and appear better than council adopted.