I am getting a offer of a home loan from Santander. My intention is to use a Licensed Conveyancer in Dunmow. Does the Santander Conveyancing panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
It is 10 years ago since I purchased my home in Dunmow. Conveyancing solicitors have recently been instructed on the sale but I am unable to find my title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with your lender or they could stored with the conveyancers who handled the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Dunmow relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
I am considering applying for a Principality mortgage for purchase of a newly converted (under development) in Dunmow with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Principality ?
There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Dunmow is where the house is located. Is there any guidance you can give?
Flying freeholds in Dunmow are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dunmow you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dunmow may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I will soon spend over three hundred thousand on 3 bedroom house in Dunmow I would like to talk to a solicitor concerning theconveyancing before giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be conducting your conveyancing in Dunmow.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The practices that we put you in touch with believe that the fees you are provided with for residential conveyancing in Dunmow should be the amount on the final invoice that you are charged.
What tools are available to find a Dunmow conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 10kilometers to attend the solicitor.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Dunmow and you will see a number of lawyer located nearest Dunmow. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.