Can you help? My Dunmow conveyancer is assuring me that she is duty bound toapply for Dunmow conveyancing searches asthe firm are on the Virgin Moneyconveyancing panel. These Dunmow checks cost a lot of money can this be avoided?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Dunmow conveyancing searches.
Why do I have to pay up front when it comes to conveyancing in Dunmow?
If you are buying a property in Dunmow your solicitor will request that you place them with monies to cover the search fees. Generally this is requested to cover the fees of the Local Authority Search. When the deposit is payable against the purchase price then this will be asked for shortly prior to exchange of contracts. The final balance that is due should be sent to your lawyer a few days ahead of the day of completion.
Have just purchased a probate house at auction in Dunmow. Conveyancing is needed. What is next?
Now that you have to in every practical sense signed on the dotted line you must instruct a conveyancing solicitor as a matter of urgency as you will have a tight deadline in which to complete the deal. An auction property will ordinarily have an associated auction set of papers. This will include evidence of title and search results. Where you are dealing with leasehold premises the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You should hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that you have funds in order to complete the transaction on the set completion date.
Is it the case that all Dunmow solicitor practices on the Nottingham conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Nottingham approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel and in that case the firms would be governed by the Council of Licensed Conveyancers.
After weeks of negotiation I have agreed a price on a house in Dunmow. My financial adviser suggested a lawyer. I paid an advanced payment of £225. Not long after, the conveyancer contacted me sheepishly admitting that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I purchased my home on 2 March and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Dunmow advises it should be dealt with inside ten days. Are properties in Dunmow particularly slow to register?
As far as conveyancing in Dunmow registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can differ subject to the party submitting the application, whether it is in order and if the Land registry communicate with any interested persons or bodies. At present approximately three quarters of submission are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration is effected after the purchaser has moved in to the property so an expedited registration is not typically an essential issue yet where it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.
I opted to have a survey done on a house in Dunmow before instructing lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies will not grant a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Dunmow. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dunmow to see if the conveyancing costs will increase in light of this.
I was recommended by a few selling agents in Dunmow to find a property lawyer on your site. Is there a financial inducement for Estate Agents to promote your services rather than another?
We don’t give any commission for directing people our way. We thought it would be too underhand to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.