Can I use your services to find a Conveyancing solicitor in Dunmow even where I’m not purchasing or disposing of a house, for instance where I intend to buy a shop in Dunmow with a loan from Leeds Building Society?
Our comparison service is primarily used to get a quote from residential conveyancing solicitors in Dunmow but we have recorded towards the bottom of this page a selection of Dunmow commercial conveyancing firms. You will need to speak with the company directly to check if they are also authorised to represent Leeds Building Society
We're in Dunmow, First timers buying with a mortgage (lender is TSB , and our solicitor is on the TSB conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Dunmow?
There are many registered licenced Conveyancers in Dunmow and Solicitor practices in Dunmow to choose from We would stress that the two are regulated professionals specialising in the legal aspects of the home buying process. They may both also handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My wife and I purchasing a terrace house in Dunmow. Our aim is to convert the garage to an office at the property.Will legal conveyancing on the property involve investigations to see if these works are allowed?
Your property lawyer will review the deeds as conveyancing in Dunmow will occasionally reveal restrictions in the title documents which prohibit categories of alterations or require the permission of another owner. Certain additions call for local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
Completion of my remortgage has taken place for my property in Dunmow. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Are there restrictive covenants that are commonly picked up during conveyancing in Dunmow?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Dunmow. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a house in Dunmow before retaining solicitors. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders will refuse to grant a loan on such a premises.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Dunmow. Conveyancing will be smoother if you use a solicitor in Dunmow especially if they are accustomed to such properties in Dunmow.
Last February I purchased a leasehold flat in Dunmow. Do I have any liability for service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a garden flat in Dunmow, conveyancing was carried out November 2007. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Dunmow with a long lease are worth £207,000. The ground rent is £60 invoiced annually. The lease ends on 21st October 2078
You have 57 years left to run the likely cost is going to span between £28,500 and £33,000 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.