I plan on buying a flat in Brentwood. My Conveyancer is not on the lender conveyancing panel. Is it possible for me to use my Brentwood conveyancing solicitor even though they are excluded from the lender panel?
One will need to instruct a property lawyer to deal with the formalities if you take out a mortgage to buy your home. They will carry out all the relevant due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. One may instruct a Brentwood lawyer of your choice. However, where the lawyer selected is not on the mortgage company conveyancing panel further costs will be levied as separate legal representation will be need by the lender. Lender panel applications may be submitted, so provided your solicitor has not previously sought membership they should take the chance to apply.
This question may be naive but I am new to the home moving as FTB of a garden flat in Brentwood. Do I receive the keys to the house on the completion date from my lawyer? If so, I will find a High Street conveyancing solicitor in Brentwood?
On the day of completion you will not be required to attend the conveyancers office in Brentwood. Your solicitors will arrange to send the purchase money to the vendor’s conveyancers, and once they have received this, you will be invited to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I am planning to move home in November. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you put forward a removal company in Brentwood. Conveyancing solicitor was organised before I stumbled across this page.
On the day of completion you will need to collect the keys from the selling agent but this can only take place once the vendors solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you can tell the removal company that they can start moving you in. We do not suggest a specific removal organisation but can assist you in locating a residential property solicitor in Brentwood or a lawyer that specialises in conveyancing in Brentwood.
is it true that all Brentwood solicitor practices on the TSB conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the TSB conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do permit licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
I used Stirling Law a few years past for my conveyancing in Brentwood. I now require my file however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Brentwood of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying a new build house in Brentwood with a mortgage from Santander. The sellers refused to reduce the price so I negotiated £7000 of additionals instead. The property agent advised me not to tell my solicitor about the deal as it could jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We expect to complete our sale of a £150,000 apartment in Brentwood in nine days. The landlords agents has quoted £348 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Brentwood?
For the majority of leasehold sales in Brentwood conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Addressing pre-contract questions
Where consent is required before sale in Brentwood
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I have had difficulty in trying to reach an agreement for a lease extension in Brentwood. Can the Leasehold Valuation Tribunal adjudicate on premiums?
if there is a absentee landlord or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the LVT to determine the sum to be paid.
An example of a Lease Extension decision for a Brentwood residence is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired lease term was 57.5 years.
I have recently had an offer accepted on an apartment in Brentwood and the estate agent that we are using suggested his property lawyer. He quoted £1000 excluding VAT and 3rd party costs. Does this sound expensive?
You should not rely on a single estimate. You should obtain like-for-like quotes for your conveyancing in Brentwood. Then choose one that you are comfortable with and crucially, is on the approved panel of the mortgage company that you have applied for a mortgage from.