Me and my partner are due to exchange buying a property in Brentwood but as a consequence of wreckage from some water damage at the property I have managed to agree recompense from the vendor of £3k in the form of a reduction in the price. I had intended this to be dealt with as part of amending the contract however Leeds Building Society are not allowing this. Why were they approached?
The property lawyer that is on a Leeds Building Society conveyancing panel is obliged to disclose to Leeds Building Society of any amendments to the sale price. If you prohibit your conveyancer to report the price change to Leeds Building Society then they would have to discontinue acting for you. In addition, Leeds Building Society and you would have to appoint a new conveyancing practitioner for your conveyancing in Brentwood.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Brentwood. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/12/2025, the requirements read as follows :
I have been advised by my lawyer that lack of right of way insurance is required on my purchase. What is the level of cover for Brentwood conveyancing?
The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
I have paid off my mortgage with Co-operative. I assume I don't need a Brentwood conveyancer on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
My offer was accepted on an apartment in Brentwood on 9/10/2025, valuation was booked 4 days after, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Brentwood as I am under pressure to exchange contracts in less than 2 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save money and time?
If.Given you are are a cash purchaser you have the choice not to have searches carried out although no lawyer would advise that you don't. With plenty of history conveyancing in Brentwood the following are instances of issues that can arise and adversely impact future saleability: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...
I am buying a new build apartment in Brentwood. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Brentwood
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
I opted to have a survey done on a property in Brentwood before instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some lenders tend not give a mortgage on this type of premises.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brentwood. Conveyancing will be smoother if you use a solicitor in Brentwood especially if they are familiar with such properties in Brentwood.