It may have been a long time coming a mortgage offer from NatWest for the remortgage of my 2 bedroom flat is to be issued imminently. Are you able to recommend a cheap conveyancing practitioner in Great Baddow?
You are on the wrong site if you are in need of cut-price fees for conveyancing solicitors in Great Baddow. Our intention is to offer affordable conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing organisations seducing you with low cost conveyancing in Great Baddow. The optimum outcome, in going for cheap conveyancing, you will earn what you pay for and at worst it will result in you with a surprising uplift in additional fees and still not get the service required.
Finally the sale completed on my house in Great Baddow last June yet the purchaser is texting every few hours to say his conveyancer needs to hear from mylawyer. What should have happened following completion?
Following your sale your lawyer should send the transfer documentation and all additional paperwork to the purchaser's conveyancer. Where appropriate, your solicitor should also evidence that the home loan has been repaid to the buyers conveyancers. There are no post completion requirements just for conveyancing in Great Baddow.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Great Baddow. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
My wife and I are close to exchanging contracts on the sale of our home in Great Baddow and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers used a nationwide conveyancing firm as opposed to a conveyancing solicitor in Great Baddow. Having lived in Great Baddow for 4 years we know that this is a non issue. Do we contact our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
It has been 4 months since my purchase conveyancing in Great Baddow took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the guidance of my in-laws I had a survey completed on a property in Great Baddow prior to instructing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders will refuse to issue a mortgage on this type of house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Great Baddow. Conveyancing may be slightly more expensive based on your lender's requirements.