What is the first thing I need to know concerning purchase conveyancing in Great Dunmow?
Not many law firms shout this from the rooftops but conveyancing in Great Dunmow or throughout Essex is often a confrontational process. In other words, when it comes to conveyancing there is plenty of room for friction between you and others involved in the legal transfer of property. For example, the vendor, property agent and sometimes the mortgage company. Selecting a solicitor for your conveyancing in Great Dunmow is a critical decision as your conveyancer is your adviser, and is the ONE party in the transaction whose responsibility is to look after your best interests and to keep you safe.
Sometimes a potential adversary will attempt to convince you that it is in your interests to do things their way. For instance, the estate agent may claim to be assisting by suggesting your solicitor is slow. Or your financial adviser may advise you to do something that is contrary to your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
There are a variety of conveyancing solicitors in Great Dunmow but how do I know who I should use?
We would encourage you not to base your choice on the lowest Great Dunmow conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am the sole recipient of my late father’s estate with all property in now in my sole name, including the house in Great Dunmow. The Great Dunmow property was put into my name in December. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship will be regarded the same way as though I had purchased the property in December. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Most mortgage companies would take a practical view as this obligation is principally there to capture subsales or the quick reselling of property.
I am currently in the process of buying my council flat in Great Dunmow. I have a mortgage agreed with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
Have purchased a a detached house in Great Dunmow , What is the estimated time for the Land Registry to record my proprietorship? My Great Dunmow conveyancing solicitor has been painfully slow, so I want to check that my name is recorded.
As far as conveyancing in Great Dunmow registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can vary subject to who lodges the application, whether it is in order and if the Land registry have to notify any interested persons or bodies. At present in the region of 80% of such applications are fully addressed in less than three weeks but occasionally there can be extensive delays. Historically registration takes place after the purchaser has moved in to the property thus registration formalities is not typically an essential issue yet if it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Great Dunmow is where the house is located. Can you shed any light on this issue?
Flying freeholds in Great Dunmow are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Great Dunmow you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Great Dunmow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Given that I will soon spend £400,000 on a garden flat in Great Dunmow I would like to talk to a solicitor about myconveyancing in advance of instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your property ownership legalities in Great Dunmow.There is no ‘factory style conveyancing’ - each client is unique person, not a matter number. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Great Dunmow should be the amount on the final invoice that you end up paying.
My husband and I are 17 days into a freehold purchase having been directed to conveyancers by the high street agent to do our conveyancing in Great Dunmow. We are not happy. Could you help me find new conveyancers?
A conveyancer would have to be really poor in order to consider replacing them. Has your mortgage been issued? In the event that it has you must inform them of the new solicitor and get the offer are re-issued. The conveyancer needs to be on the banks approved list to avoid escalating fees and frustration. So that should be your starting point. The find a solicitor tool will assist you in finding a lender approved conveyancer for your conveyancing in Great Dunmow