I am purchasing a house mortgage free in Braintree. I have resided for the last 15 years in Braintree. Conveyancing searches are exorbitant. Given that I have knowledge of the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then the vast majority of the Braintree conveyancing searches are at your discretion. Your lawyer will 'advise', perhaps strongly, that you should have searches completed, but she is duty bound to take that path of encouragement . Do bear in mind; if you are likely to sell the house one day, it may be of relevance to your prospective buyer what the searches reveal. There are plenty of instances where premises with functional issues can still show up adverse search results. A competent conveyancing solicitor in Braintree will be able to give you some helpful guidance in this regard.
Having sold my house in Braintree last November but our buyer keeps texting every few hours complaining that their conveyancer is waiting to hear from mine. What should have happened following completion?
Post completion of your sale your conveyancer is committed to forward the transfer documentation and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There is unlikely to be post completion steps specific conveyancing in Braintree.
A colleague advised me that in buying a property in Braintree there could be a number of restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Braintree which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Braintree should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I had a mortgage agreed in principle with RBS. Braintree conveyancing solicitors have been instructed. What is the average time that one could expect to receive a mortgage offer from RBS?
There is no definitive answer here. Have RBS completed the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
The formalities of my remortgage has taken place for my property in Braintree. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am looking for a leasehold apartment up to £195,000 and identified one round the corner in Braintree I like with amenity areas and railway links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Braintree for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
What does commercial conveyancing in Braintree cover?
Non domestic conveyancing in Braintree covers a broad array of services, supplied by regulated solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I am thinking of appointing a conveyancing lawyer in Braintree for my house move. Is it possible to see a firm’s record with the legal regulator?
Anyone can read presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may monitor call for training requirements.