I am buying a house without a mortgage in Essex. I have resided for the previous twelve years in Essex. Conveyancing searches are a lot of money. Given that I know the area and road intimately must I have all the conveyancing searches?
If you not getting a mortgage, then all but one or two of the Essex conveyancing searches are at your discretion. Your lawyer will ’encourage you, perhaps strongly, that you should have searches completed, but he is duty bound to do this. One thing to take into account; if you are intend to sell the house one day, it may be of relevance to your prospective buyer what the searches reveal. Sometimes premises with functional issues can still show up unexpected search results. A good conveyancing solicitor in Essex should provide you some practical advice concerning this.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a property in Essex? or I am told that there is a law dating back centuries that means some owners of property living in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Essex?
Unless a prior acquisition of the house took place post 12 October 2013 you may assume that solicitors conducting conveyancing in Essex to continue to recommend a chancel search and or insurance against a claim.
It has been 2 months following my purchase conveyancing in Essex completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Essex differ for new build properties?
Most buyers of new build property in Essex come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is finished. This is because developers in Essex usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Essex or who has acted in the same development.
What does commercial conveyancing in Essex cover?
Essex conveyancing for business premises incorporates a wide array of guidance, given by qualified solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
In my capacity as executor for the estate of my father I am selling a house in Neath but reside in Essex. My conveyancer (based 300 miles from mehas requested that I sign a stat dec prior to completion. Can you recommend a conveyancing solicitor in Essex who can witness and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Essex based