Can I use your services to locate a Conveyancing solicitor in Essex even if I’m not buying or selling a house, for instance if I wish to buy an office in Essex with a loan from Yorkshire Building Society?
The service is predominantly used to select residential conveyancing solicitors in Essex but we have recorded towards the bottom of this page a selection of Essex commercial conveyancing firms. You should speak with the firm directly to see if they can also act for Yorkshire Building Society
What is the difference between a licensed conveyancer and conveyancing solicitor in Essex
Two types of professional can carry out conveyancing in Essex namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the sale or acquisition of property. They are both required to execute Essex conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that all requirements and steps will be correctly attended to.
I happen to be the sole beneficiary of my late father’s will and I have everything in my name alone, including the my former home in Essex. Conveyancing formalities meant that the Land Registry date was in September. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership could be considered the same way as if I'd bought the property in September. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view mortgage companies take of it, depend on the lender as this clause primarily exists to identify subsales or the wholesaling and assigning of property.
We had appointed solicitors locally in Essex on the TSB solicitor panel. They are now charging me an additional fee for dealing with the TSB mortgage. Is this a supplemental conveyancing fee specified by TSB?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. The charge is not dictated by TSB but by your Essex lawyer. Numerous firms on the TSB panel will levy ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.
Due to the input of my in-laws I had a survey completed on a property in Essex prior to appointing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some lenders will not grant a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Essex. Conveyancing will be smoother if you use a solicitor in Essex especially if they are acquainted with such properties in Essex.
I need to instruct a conveyancing solicitor in Essex for my sale. Can I check a solicitor's complaints history with the legal regulator?
You may search for documented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.
My wife and I purchased a leasehold house in Essex. Conveyancing and Aldermore mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Essex who previously acted has long since retired. Do I pay?
First contact HMLR to make sure that the individual claiming to own the freehold is in fact the new freeholder. It is not necessary to incur the fees of a Essex conveyancing firm to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Essex Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to buying
-
How many years are left on the lease? Be sure to investigate if there is anything that is prohibited in the lease. By way of example it is reasonably common in Essex leases that pets are not allowed in certain buildings in Essex. If you love the apartmentin Essex however your cat can’t live with you then you will be presented with a hard compromise.
Is it the case that all Essex solicitors on every bank conveyancing panel?
You can use our search tool or you can pop into your local bank branch in Essex. the probability is that they can recommend conveyancing solicitors in Essex