I am purchasing a new build duplex in Westerham and my lawyer is informing me that she is duty bound to the bank to reveal incentives from the builder. I am under pressure to exchange contracts and I don't want to prolong the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Can I use your services to find a Conveyancing solicitor in Westerham even if I’m not buying or selling a house, for instance if I intend to buy a shop in Westerham with a mortgage from Platform Home Loans Ltd?
Our comparison service is predominantly used to select domestic conveyancing solicitors in Westerham but we have listed towards the end of this page a few Westerham commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they are also authorised to represent Platform Home Loans Ltd
My colleague recommended that where I am buying in Westerham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Westerham conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Westerham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Westerham Education with maps and statistics, Local Amenities and other useful data about Westerham.
I'm converting the mortgage on my current home to a buy to let mortgage with Godiva Mortgages Ltd and intend to use the remaining equity as a down payment on another property. The location we are looking at is Westerham. Will your conveyancers be able to act for the two banks and tie in the conveyances?
Make use of our comparison tool on this site to ensure that the solicitors are approved by both lenders. Assuming that they are your lawyer should be able to tie up the two conveyancing matters but you should have a chat with you lawyer and make clear your desired outcome and requirements.
I am using a search engine for the phrase on line conveyancing in Westerham it brings up numerous conveyancersin the vicinity. How do I determine which is the suitable solicitor for my move?
The ideal method of finding the right conveyancer is through a personal recommendation, so ask friends and relatives who have bought a property in Westerham or a respected estate agent or financial adviser. Charges for conveyancing in Westerham vary, so it's a good idea to obtain a minimum of four quotes from varying types of law firms. Make sure that you know what costs in the quote includes.
I happen to be an executor of my recently deceased mum’s Will, with a property in Westerham which will be marketed. The bungalow is unregistered at the Land Registry and I'm advised that some estate agents will insist that it is in place before they will proceed. What's the procedure for this?
In the circumstances that you have set out it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.