Would the conveyancing lawyers revealed through your ’find a lawyer’ tool perform right to buy conveyancing in Sevenoaks?
We work with a number of conveyancing practitioners who can handle right to buy conveyancing work Please get in touch with the lawyers listed to get a costs illustration.
How can we tell if a Sevenoaks conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Sevenoaks obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor conducting your conveyancing.
I currently have a mortgage with Virgin Money for my property in Sevenoaks. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval prior to renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel firm.
My offer was accepted on a house in Sevenoaks on 27/10/2022, valuation was booked five days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am downsizing from our house in Sevenoaks and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Sevenoaks conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing outfit rather than a conveyancing solicitor in Sevenoaks. We have lived in Sevenoaks for three years we know of no issue. Do we contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing firm already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Sevenoaks is the location of the property. Can you offer any opinion?
Flying freeholds in Sevenoaks are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sevenoaks you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sevenoaks may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm converting the mortgage on my primary property to a buy to let mortgage with Aldermore and intend to use the remaining equity as a deposit on another property. The neighborhood we are looking at is Sevenoaks. Will your conveyancers be able to act for the two lenders and link together the transactions?
Do use our search tool on this page to be sure that the solicitors are approved by both lenders. Assuming that they are the lawyer should be able to simultaneously deal with the two transactions but you should talk with you lawyer and specify your expectations and requirements.
My in 2006. He has got married, divorced and in recent months got married again. He will be selling the property in a couple of months. I think he will just be requested to provide a copy of the marriage certificates to the conveyancing practitioner but he is anxious it could hold up the home move. Is it worth updating the land title documents for the property?
You are not required to update the title for the property as long as you have the proof required to show how the name change resulted.
The purchaser’s solicitor should examine the registered information and need evidence to establish the name change for instance marriage certificates.