My mortgage broker has asked me for my Sevenoaks lawyer’ panel member for the Lloyds conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Sevenoaks branch but they have not got back to me yet.
You are best placed to get this information from your Sevenoaks solicitor . They maintain a central record lender panel numbers.
My grandson is buying a house that has just been built in Sevenoaks with a mortgage from Co-operative. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Co-operative conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Co-operative conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We note that you have a search directory listing law firms on the Yorkshire BS conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Sevenoaks?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Sevenoaks.
I acquired my home on 7 March and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Sevenoaks said it should be registered in a couple of weeks. Are titles in Sevenoaks particularly slow to register?
As far as conveyancing in Sevenoaks registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can vary depending on the party submitting the application, whether there are errors and whether the Land registry have to notify any 3rd persons or bodies. As of today approximately 80% of submission are fully addressed within 12 days but some can be subject to longer hold-ups. Registration takes place once the purchaser is living at the property so an expedited registration is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your conveyancer could speak with the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Sevenoaks is where the house is located. What do you suggest?
Flying freeholds in Sevenoaks are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Sevenoaks you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sevenoaks may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We have instructed a Sevenoaks conveyancing solicitor for our home move (novice purchasers) and have picked up in the engagement letter that they are not covered by the Financial Conduct Authority. Need I be worried or is that standard with lawyer?
We can't see why they should be. Most lawyer don't lend money. They will be governed by the Solicitors Regulation Authority, who have stringent conditions covering amounts sitting in their bank.