My IFA says he needs my Sevenoaks lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Sevenoaks office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Sevenoaks solicitor . They keep a central record lender panel numbers.
Would the conveyancing lawyers indexed on your site perform right to buy conveyancing in Sevenoaks?
We do have a number of conveyancing lawyers who can service right to buy conveyancing matters Do contact us to obtain a conveyancing quote.
We are buying a house in Sevenoaks. I might seem paranoid but how we can trust a conveyancer? At some point we will need to send our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am expecting a AIP from Virgin Money this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Sevenoaks solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Sevenoaks solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I can not fathom if my bank requires a lease extension. I have called into my local Sevenoaks building society branch on numerous occasions and was told it does not impact the mortgage offer and they would lend. My Sevenoaks conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your conveyancing practitioner must follow the CML Handbook Part 2 provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Should our lawyer be raising questions concerning flooding during the conveyancing in Sevenoaks.
Flooding is a growing risk for lawyers carrying out conveyancing in Sevenoaks. There are those who buy a property in Sevenoaks, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, however there are a number of checks that can be undertaken by the buyer or by their lawyers which will give them a better understanding of the risks in Sevenoaks. The conventional set of information supplied to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to find out if the premises has suffered from flooding. In the event that the residence has been flooded in past which is not revealed by the vendor, then a buyer could issue a compensation claim as a result of such an inaccurate answer. The purchaser’s lawyers may also commission an enviro search. This will reveal whether there is a recorded flood risk. If so, more detailed inquiries will need to be made.
I am using a search engine for the words cheap conveyancing in Sevenoaks it shows results of many property lawyerslocally. With so much choice what is the best way to find the suitable property lawyer for purchase transaction?
The ideal method of finding the right conveyancer is via personal recommendation, so seek the opinion of colleagues and relatives who have bought a property in Sevenoaks or a local estate agent or financial adviser. Charges for conveyancing in Sevenoaks differ, so it's a good idea to obtain a minimum of three estimates from different property lawyers. Be sure to seek confirmation that the fees are fixed.
A licensed conveyancer dealt with my conveyancing in Sevenoaks half a dozen years ago having archived my deeds but has since been shut down – What can I do to get hold of them?
Deeds, as such, are no longer appropriate for the majority of homes in Sevenoaks are recorded electronically at Land Registry. Should you need to prove evidence of proprietorship or are disposing of or re-mortgaging your property lawyer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.