I have given 8 weeks notice to my existing landlord and must be out of my rented apartment in Pratt's Bottom by the end of next month. Conveyancing on my purchase has just started. Can I complete in three weeks as don't want to have to find temporary accommodation?
The normal practice is not to serve notice for your tenancy until your lawyer suggests that you should. If you have not already done so, contact to your solicitor and urge them to they chase the owners solicitors, try to get a realistic time scale from them that all parties will work towards
Can your site be used to locate a Conveyancing solicitor in Pratt's Bottom even where I’m not purchasing or selling a house, for instance if I intend to acquire an office in Pratt's Bottom with a mortgage from Barclays Direct?
The service is predominantly there to find domestic conveyancing solicitors in Pratt's Bottom but we have listed at the end of this page a selection of Pratt's Bottom commercial conveyancing firms. You should enquire with the firm directly to check if they can also act for Barclays Direct
We are buying a end of terrace house in Pratt's Bottom. The intention is to convert the garage to an office at the property.Will the conveyancing process include enquiries to see if these alterations are allowed?
Your conveyancer should check the deeds as conveyancing in Pratt's Bottom can occasionally identify restrictions in the title deeds which restrict certain works or require the permission of another owner. Certain additions need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
When it comes to lenders such as RBS, do Pratt's Bottom conveyancing practitioners have to pay an annual charge to be on the conveyancing panel?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
My wife and I have organised a further advance on our home loan from Virgin Money as we intend to conduct improvements to our house in Pratt's Bottom. Are we obliged to appoint a bricks and mortar Pratt's Bottom solicitor on the Virgin Money conveyancing panel to handle the paperwork?
Virgin Money do not ordinarily instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money conveyancing panel.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who handled the conveyancing in Pratt's Bottom 5 years ago no longer exist. What do I do?
As long as the title is registered the details of your ownership will be recorded by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, locate your property and order up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will usually retain a certified copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I am purchasing my first flat in Pratt's Bottom with a loan from Nottingham Building Society. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not to tell my solicitor about the extras as it would put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My brother mentioned that before selecting a conveyancing firm they must be approved by your lender. This is my first house move but I have an offer in principle with Halifax and I already have a local conveyancing lawyer in Pratt's Bottom lined up. Can Virgin Money need an approved conveyancer to be selected? Does a directory of panel solicitors even exist for my conveyancing in Pratt's Bottom?
You should instruct a solicitor that is on the Virgin Money panel. The simplest thing to do is ring your chosen Pratt's Bottom conveyancing solicitor to check if they are on the Virgin Money panel. If they are not on the panel you have numerous alternatives open to you here:
- Complete the purchase with your preferred Pratt's Bottom property lawyer but Virgin Money will undoubtedly use a property lawyer on their approved list. This will result in additional cost together with likely delay.
- Appoint a new conveyancer to conduct the conveyancing, making sure they are on the Virgin Money conveyancing panel.
- Convince your property lawyer to do everything possible to get listed on the Virgin Money panel of solicitors.