We see that you have a post code search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Hartfield?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hartfield.
I am helping my sister sell her flat in Hartfield. Does the conveyancing solicitor arrange an EPC or it is for me to see to?
After the abolition of Home Information Packs, energy assessments remained a compulsory part of selling a property. An energy performance certificate needs to be commissioned before the property is put on the market. This is not a task that lawyers normally arrange. If you are instructing a Hartfield conveyancing lawyer they might be able to arrange energy performance certificates given their relationships with reputable local providers
I have paid off my mortgage with Bank of Ireland. I assume I don't need a Hartfield conveyancing practitioner on the Bank of Ireland panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hartfield solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hartfield surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
What will a local search inform me regarding the property we're purchasing in Hartfield?
Hartfield conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example PSG The local search plays an important role in many a Hartfield conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I'm remortgaging my existing home to a buy to let loan with Birmingham Midshires and I will use the rest of the raised equity as a deposit on further property. The neighborhood we are looking at is Hartfield. Will your solicitors be able to act for the two banks and tie in the transactions?
Make use of our comparison tool on this page to ensure that the conveyancers are on the relevant lender panels. Having checked that they are the conveyancer will be able to tie up the two transactions but you should talk with you conveyancer and specify your desired outcome and needs.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Hartfield. I have discover a web site which appears to be the perfect offering If there is a chance to get all formalities done via email that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am a negotiator for a reputable estate agency in Hartfield where we have witnessed a number of flat sales derailed as a result of leases having less than 80 years remaining. I have been given contradictory information from local Hartfield conveyancing solicitors. Can you confirm whether the owner of a flat can commence the lease extension process for the buyer?
Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
Hartfield Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying
On the whole the outlay for major works tend not to be built into the service charges, although there some managing agents in Hartfield require leasehold owners to contribute towards a reserve fund created for the specific intention of building a fund for major works. Is there a share of the freehold? How long is the Lease?