We see that you have a search directory identifying solicitors on the Aldermore conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Bromley?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bromley.
Do I need to attend the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Bromley so that I can pop in to their offices if required.
These days conveyancing panel lawyers for banks undertake the vast majority of work through the post, e-mail or over the phone. This means that they can undertake the conveyancing transaction no matter where you live in England or Wales. Nevertheless you can see if you have the option of going to the offices of your conveyancing lawyer if you prefer.
I am assisting my niece sell her property in Bromley. Will the conveyancer arrange an energy performance certificate or do I organise this?
After the demise of Home Packs, EPC’s was retained a compulsory component of selling a property. An energy assessment must be to hand prior to the property being advertised. It is not as aspect of the sale process that law firms normally arrange. If you are instructing a Bromley conveyancing practitioner they might be willing to arrange EPC’s given their contacts with long established local energy assessors
We had instructed solicitors with offices in Bromley on the Nationwide solicitor panel. They have just invoiced me a supplemental charge for handling the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. The fee is not set by Nationwide but by your Bromley solicitor. Plenty of firms on the Nationwide panel will levy ’dealing with mortgage’ fee but plenty of firms include it on their overall fee.
My fiancee and I are spending time looking at apartments in Bromley and I am now considering a potential offer. Is it best to have a conveyancing practitioner on ‘stand by’? I am planning to take a home loan with Clydesdale.
It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are getting a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.
I have been on the look out for a ground for flat up to £195,000 and found one near me in Bromley I like with a park and station nearby, however it's only got 61 years unexpired on the lease. I can't really find anything else in Bromley for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a home loan the shortness of the lease may be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
I'm refinancing my existing house to a BTL mortgage with Norwich and Peterborough Building Society and intend to use the remaining equity as a deposit on further house. The area we are interested in is Bromley. Will your lawyers be able to act for both sets of lenders and link together the two deals?
Make use of our search tool on this site to ensure that the conveyancers are approved by both banks. On the basis that they are your lawyer will be able to tie up the two deals but you should talk with you solicitor and make clear your desired outcome and needs.
Last February I purchased a leasehold flat in Bromley. Do I have any liability for service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Bromley conveyancing firm to assist?
Absolutely. We are happy to put you in touch with a Bromley conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Bromley property is 70 Andace Park Gardens 133-149 Widmore Road in November 2013. Tribunal determined that the premium payable for the lease extension was £10,052 This case related to 1 flat. The remaining number of years on the lease was 72 years.