Due to complete my purchase in Bickley next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What risks does the mortgage company expect the insurance to cover?
All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These obligations are not specific to conveyancing in Bickley.
Our bank has suggested a law firm on their panel based in Bickley but I would rather choose a conveyancing lawyer in Bickley or nearer to where I live. Can you assist?
Far from all Bickley conveyancing firms are approved and listed on all banks conveyancing panel. Please make the most of our find an approved solicitor tool to choose a Bickley conveyancing solicitor on the on the mortgage company panel.
Will our solicitor be raising enquiries regarding flooding as part of the conveyancing in Bickley.
Flooding is a growing risk for conveyancers dealing with homes in Bickley. There are those who purchase a property in Bickley, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not best placed to impart advice on flood risk, but there are a numerous searches that can be initiated by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Bickley. The standard property information forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) incorporates a standard question of the vendor to discover if the property has suffered from flooding. If flooding has previously occurred and is not revealed by the owner, then a buyer may bring a claim for damages stemming from an misleading answer. The buyer’s lawyers will also commission an environmental search. This will higlight if there is a recorded flood risk. If so, more detailed investigations will need to be made.
I used Arc property Solicitors a few years ago for my conveyancing in Bickley. Now, I need my documents however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bickley of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Bickley. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bickley
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Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
What is different about your site and other internet conveyancing solicitors for conveyancing in Bickley?
At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Bickley. Unlike many estate agents and brokerage sites we do not have commission deals with solicitors. Many agents and online brokers 'recommend' the firm that pays the most kickback, rather than the best value conveyancing in Bickley