It is 10 years ago since I purchased my house in Bickley. Conveyancing solicitors have just been appointed on the sale but I am unable to find the title deeds. Is this a problem?
You need not be too concerned. First the deeds may be retained by your lender or they may be in the possession of the solicitor who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Bickley involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
My friend suggested that where I am buying in Bickley I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Bickley conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Bickley around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Bickley Education with plans and statistics, Local Amenities and other useful data concerning Bickley.
I am buying a new build flat in Bickley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Bickley
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan.
Due to the encouragement of my in-laws I had a survey completed on a house in Bickley before retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders may refuse to grant a loan on this type of home.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bickley. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to transfer to a new firm as I need to find one who is on the Virgin Money conveyancing panel. I instructed a family conveyancing solicitor in Bickley round the corner but she is not accepted by Virgin Money
We will our best to assist in finding you a conveyancing solicitor in Bickley on the Virgin Money panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Bickley. Using search facility on this page, you can compare costs for conveyancing solicitors in Bickley and throughout England and Wales.
My dad completed his conveyancing in Bickley 7 years ago. He has got married, widowed and is now remarried. He now wishes to the sell the Bickley property. I suspect that he will just be requested to provide a copy of the marriage certificates to the lawyer however he is anxious it could delay the sale of the flat. Is it worth updating the land title documents for the property?
The is no need to bring up to date the register as long as you have the proof needed to demonstrate how the change of name has come about.
Any purchaser’s lawyer will examine the registered details and request evidence by way of proof of the change of name for example marriage documentation.