We were just about to sign contracts for a semi detached house in Forest Row. We encountered a stumbling block. The mortgage offer with Platform Home Loans Ltd expires on 23/1/2026 but the vendors are insisting on a completion date of 27/1/2026. Is it possible to extend the loan offer?
The best person to address this question is your conveyancer who will hopefully assess whether they corresponding with the mortgage broker, vendor’s lawyers, estate agents or conceivably all parties based on the circumstances your conveyancing to date.
Are there restrictive covenants that are commonly identified as part of conveyancing in Forest Row?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Forest Row. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build flat in Forest Row. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Forest Row
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Please supply a car parking plan. Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I decided to have a survey carried out on a house in Forest Row ahead of retaining lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Forest Row. Conveyancing may be slightly more expensive based on your lender's requirements.
My brother has recommend that I use his lawyers for conveyancing in Forest Row. Should I choose my own solicitor?
No doubt the ideal way to choose a conveyancing practitioner is to get recommendations from friends or relatives who have actually previously instructed the firm you're considering.
My father-in-law mentioned that before selecting a conveyancing solicitors they must be approved by your bank. I am new to the process but I have an offer in principle with Virgin Money and I already have a local conveyancing solicitor in Forest Row lined up. Does Santander require an approved conveyancer to be instructed? Does a directory of approved solicitors even exist so I can pick a conveyancing lawyer in Forest Row?
You need to instruct a solicitor that is on the Santander panel. Simply call your chosen Forest Row conveyancing lawyer to check if they are on the Santander panel. If they are not on the panel you have a couple of options open to you here:
- Proceed with your preferred Forest Row conveyancing practitioner but Santander will undoubtedly use a solicitor on their approved list. This will result in additional charges together with likely delay.
- Get a new conveyancer to conduct the conveyancing, making sure they are on the Santander conveyancing panel.
- Convince your conveyancing practitioner to do everything possible to get listed on the Santander conveyancing panel.