I am assisting my sister sell her house in Rainham. Does the conveyancer commission an energy performance certificate or it is for the owner to coordinate?
After the demise of Home Packs, energy performance certificates remained a required element of selling a property. An EPC should be to hand prior to the property being marketed. This is not a task that lawyers normally arrange. If you are using a Rainham conveyancing practitioner they may be able to arrange energy performance certificates due to their relationships with long established local energy assessors
The mortgage over my property is with Co-operative for my property in Rainham. Conveyancing has been completed months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
Co-operative must be informed of your intention prior to renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel solicitor.
After what feels like an age I have had an offer on a maisonette in Rainham accepted, the owners do nevertheless have a connected purchase. The vendors have offered on somewhere, but it’s not been accepted yet, and are looking at other flats in the pipeline. I have chosen a high street conveyancing solicitor in Rainham. What do I do now? At what point should I apply for the mortgage with Bank of Ireland?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of £1k, then valuation, Rainham conveyancing search fees, etc). First, you must check that your solicitor is on the Bank of Ireland conveyancing panel. Regarding the subsequent stages this very much depends on the specifics of your transaction, attraction to the property and on the state of the market. During a buoyant market some home buyers would apply for a home loan with Bank of Ireland and arrange for the valuation and only if it comes back ok would they ask their lawyer to press on with the conveyancing in Rainham.
Have completed on a a terraced house in Rainham , What is the estimated time for the Land Registry to record my proprietorship? My Rainham conveyancing solicitor works at snail pace, so I want to be sure that my ownership is recorded.
There is nothing unique about conveyancing in Rainham registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any third persons or bodies. As of today approximately three quarters of submission are fully addressed in less than three weeks but some can be subject to extensive delays. Historically registration is effected once the buyer has moved in to the premises so post completion formalities is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Rainham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Rainham
The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Rainham is where the house is located. Can you offer any assistance?
Flying freeholds in Rainham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rainham you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rainham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We're first time buyers - agreed a price, yet the agent has warned us that the seller will only go ahead if we appoint the agent's recommended conveyancers as they need a ‘quick sale’. We would rather use a family conveyancer with experience of conveyancing in Rainham
We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', turning down a serious purchaser is counter productive. Try to communicate with the vendors directly and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you will continue to use your own,trusted Rainham conveyancing firm - rather thanthose that will provide the negotiator at the agency a referral fee or achieve conveyancing thresholds set by HQ.
We are in the process of acquiring a property in Rainham. Conveyancing is not yet done but we would like have the amount we are are purchasing for a secret from sites such as Rightmove. How do I ensure this is not disclosed?
The Land Registry are legally bound to note price paid data on a register of the title for residential properties countrywide which includes homes in Rainham. The register of ownership is an open document, so HM Land Registry would be breaking the law excluded specific properties such as your one in Rainham.
You can ask the Land Registry to hide the amount paid data yet the answer will be in the negative.