Our son-in-law is about to exchange on a newly built flat in Rainham with a mortgage from Kent Reliance. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We are buying a flat and need a conveyancing solicitor in Rainham who is on the TSB approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Rainham.
What can a local search tell me regarding the property my wife and I purchasing in Rainham?
Rainham conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search is essential in every Rainham conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I have justfound out that Action Conveyancing have closed. They conducted my conveyancing in Rainham for a purchase of a leasehold flat 12 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Rainham conveyancing specialists.
My husband and I are new on the property ladder - agreed a price, but the selling agent has warned us that the seller will only move forward if we instruct their chosen lawyers as they are insisting on an ‘expedited deal’. We would rather use a local solicitor who is familiar with conveyancing in Rainham
It is improbable the owners are behind this. If they want ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Contact the vendors directly and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you intend to use your preferred Rainham conveyancing solicitors - as opposed tothe ones that will provide the estate agent a kickback or meet his conveyancing targets demanded by corporate headquarters.
Our lawyer in Rainham has discovered a a legal deficiency with the lease for the apartment we are buying in Rainham. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor has advised that as he is on the lender conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. A precondition to being on the bank approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.