My partner’s dad is a conveyancer. I expect that I'll be able to get friends and family rates for conveyancing, However if that does not come materialise, what kind of fees should I be paying for conveyancing in Rainham?
It’s a good idea to look for two or three conveyancing estimates. Make use of our search tool on this site. Whilst amounts may vary but the service one can expect differ between solicitors as is true with the vast majority of professional services.
My partner and I intend to remortgage our maisonette in Rainham with Leeds Building Society. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is repossessed. I have a couple of questions (1) Is this document specific to the Leeds Building Society conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Leeds Building Society. This is solely used to protect Leeds Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Leeds Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Are there restrictive covenants that are commonly identified during conveyancing in Rainham?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Rainham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Rainham is where the house is located. Is there any advice you can impart?
Flying freeholds in Rainham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rainham you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rainham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I right to be concerned about estate agents that I am dealing with are suggesting an internet conveyancing firm as opposed to a High Street Rainham conveyancing firm?
As is the case with many professional services, often recommendations from family and friends can be extremely useful or valuable. Yet there are lots of players in a conveyancing matter; estate agents, financial adviser and banks may recommend solicitors to choose. On occasion the lawyers might be known to one of the organisations as being good in their field, but occasionally there exists a commercial relationship behind the endorsement. You have the right to appoint your preferred lawyer. Don't forget that some mortgage providers specify a panel list of lawyers you are obliged to use for the lender related work in your conveyancing.
I am buying a house and require a conveyancing solicitor in Rainham who is on the bank approved panel. Can you recommend a Rainham or local Rainham conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who conduct conveyancing in Rainham. We dont recommend any particular firm.